bagforlife retire now! You have obviously built a happy working life and enjoyed yourself, so you will have a successful retirement. Just think of all the times you have thought you would like to do something but work has got in the way. When you are retired you can do them. You can get up on a sunny morning and think I fancy a walk in the country. You can take up hobbies you never managed because (as you say) you were too tired. I paint, do tai chi, lead walks, give talks and have time to spend with my DGCs (that's best of all). Can't say if you will have anything to say to your DH cos I haven't got one, but if you fill your days you can talk if you want to. I was a teacher for 30+ years and have never regretted retiring. If you are worried look at the skills you have and think about where they would be useful, then offer your services to a charity. I did events for a charity the first few years of my retirement until I realised it was taking up more time than work had, so I cut back, just help occasionally now. There's a whole world out there go for it!!