Did I miss something? I knew about the devastating floods in many areas of the country of course, and indeed had two sets of friends whose homes were largely destroyed and I have a great deal of sympathy for all those affected.
However, when I received the renewal letter for my house insurance, I found an item re: in line with Government legislation from April 1st 2016, my premium includes a contribution to Flood Re of 3% of my total charges.
I have no problem with making a voluntary contribution. I feel very sorry for people whose homes have been flooded. However, I'm a pensioner and I have demands on my finances and they don't know my personal circumstances.
I recall some people interviewed had neglected to insure their properties.
Some could not get insurance because their homes were built on flood plains.
Many were insured, but lived in areas flooded where there hadn't been floods for many years and it was a total shock.
I understand all that, I really do, but am I being unreasonable to ask why? Aren't the Insurance companies making enough from those of us have have paid for years and never claimed?
Tell me I'm being mealy-mouthed and mean and I'll shut up and go away, but I just felt a bit as though I'd been mugged!
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