Tegan - both benefit from it, it's just that some benefit a lot more than others. Sadly, it is the way our economy is structured and there is little we can do about it unless we go back to bartering.
I do agree with Eloethan in that economies (not just ours) do need a radical rethink as it does tend only to really benefit those at the top (nothing new there!) whilst providing an adequate income for those further down the 'pecking order'.
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