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AIBU

To think that Lloyds Bank were being unreasonable?

(36 Posts)
merlotgran Mon 20-Oct-14 21:29:44

I just have grin

janerowena Mon 20-Oct-14 21:18:53

It will be very interesting to see if you can draw the money out.

merlotgran Mon 20-Oct-14 21:15:48

Thanks for the comments everyone. I'll definitely cancel the appointment on Friday as I'm blowed if I'm going to do another twelve mile round trip into town this week. I can transfer the balance to my own account online so I'll just let it stew.

I won't be using the account to launder any money grin so it will be interesting to see how long it is before they contact me about a dormant account.

janerowena Mon 20-Oct-14 21:13:42

I don't know if it's just one branch. merlot but a friend who lives in bungay - maybe her branch is over your way? Has just had big problems with Lloyds following the death of her OH. It sounds as if they were about to get the thumbscrews out, it's very unsympathetic. They wanted to know some very odd things.

Mishap Mon 20-Oct-14 19:29:32

Indeed - just write yourself a cheque for the balance and leave it at that. They will be on to you soon enough and you can just tell them to send you anything to sign to close the account.

I have had bad experiences of Lloyds in relation to aged parents. We only stay with them because it is too much hassle to change and have to mess about with new standing orders etc.

Lilygran Mon 20-Oct-14 19:22:59

I think it must depend on the branch. Lloyd's Bank couldn't have been more helpful when my mother died this year, and when my father died some years ago. But it took me two phone calls and two visits, by appointment, to deal with my mother's account at the Halifax (could only be done by the member of staff who was trained to deal with bereavement accounts) and the staff at HSBC were just rude when my father died. You can see some wally saying, 'We must specially train staff to deal with this to give a better service to our customers' without realising this would mean no-one else would be able to do anything or asking themselves what customers actually want.

whenim64 Mon 20-Oct-14 19:15:32

I just ran this by my DD who deals with things like this in the bank she works in. 'Would you insist an appointment be made?' 'Heck no' she said. 'I might be busy in my office whilst the cashiers are at a loose end, but if someone didn't at least take the bereaved customer in a side office and make them a cup of tea whilst it was decided if an appointment was needed or not, my manager would be furious. She might have had to wait a few minutes for a customer service officer or manager to be free, as cashiers aren't always allowed to deal with closures after a death.' If you feel up to it, a complaint sounds warranted.

rosequartz Mon 20-Oct-14 18:52:36

You are not being unreasonable merlotgran.

If you had walked in with a cheque for £50,000 to deposit they would have found someone quick as a flash to 'help' you invest it.

Not the right way to treat someone who has just been bereaved.

Ana Mon 20-Oct-14 18:49:46

Write yourself a cheque out for £4.40 and leave them to it! angry

ninathenana Mon 20-Oct-14 18:48:54

ABU ? Definitely not, ridiculous !!

merlotgran Mon 20-Oct-14 18:41:13

When Mum died I rang her bank (I had POA when she was alive) to inform them that I would be keeping her account open for a month because I needed to finalise her affairs.

Fine, they said. When you're ready just bring in a copy of the will and her death certificate and it will only take a moment to close the account.

So,I went in this morning with the right documents. The bank was almost empty and there were no queues at the customer services desks. Somebody eventually sauntered over to deal with me and said I would need to make an appointment as they couldn't close the account there and then.

'Why not?'

'Because there has to be somebody available to sit down and go through it with you'

'I phoned and was told it would be straightforward. Nobody said anything about having to make an appointment and anyway, there is only £4.40 left in the account.'

'Sorry, you have to make an appointment. We can't just do it now?'

'But I will have to make another journey at my expense and if you don't mind me saying so, you're not exactly busy at the moment.'

'Sorry, Friday morning is the earliest appointment you can have.'

I bet I'll be in there less than ten minutes!!! angry angry