The insurance companies rely on people being like my husband, and automatically renewing each year, without question, because, in my husband`s case, he just can`t be bothered with the hassle. Our daughter number 3 has taken us in hand over the last few months, and has saved us a small fortune in insurance for house, car, water problems and AA. That said, the AA did come to our rescue a few years ago when the organization we were with refused to come out to us, citing that we weren`t members, when we`d been with them for several years. An AA man who was nearby offered to help if we joined on the spot, and we`ve been with them ever since. A definite no-no to us is Green Flag, even though they did apologise later for their error.