Gransnet forums

AIBU

AIBU to not disclose compensation

(215 Posts)
Serendipity22 Wed 22-Dec-21 15:13:22

Ok, here goes. I will TRY and condense our 30 years financial situation into this 'brief' post. My husband and myself have always held separate bank accounts, more so his instigation to do so than mine. He has a number of pensions plus state pension plus an ample amount in bank.

I dont work due to having an autoimmune disease. Because i dont work my husband gives me £100 each month as 'spends' and he pays all bills.

I have, on numerous occasions said about having access to his savings, which considering we are husband and wife, i see the savings as OUR savings but no, i am met with an angry face and the predictable announcement that the savings in his bank are HIS life savings, in other words YOU'RE NOT GETTING YOUR HANDS ON IT !

So, today in the post is a compensation cheque for a power cut we experienced a couple weeks ago, for some strange and unknown reason the cheque is in MY name despite the fact my husband pays the bill !

So, AIBU to keep and shhhhhhh ?

Tooyoungytobeagrandma Thu 23-Dec-21 16:52:05

If you are married, and have been for some time, I think he'll find whatever he has squirreled away is half yours whether he likes it or not. Ask my ex who hid money/savings etc had to declare it and share it.

Bijou Thu 23-Dec-21 16:40:17

Absolutely everything was in my husband and my joint names even though I didn’t work. I paid bills and drew out what was necessary for housekeeping and packet money for myself and the children. We trusted one another completely.
When he died it made it so much easier to settle things.

Calistemon Thu 23-Dec-21 16:33:33

Ofgem state customers can get compensation for power cuts of £70 for first 24 hours, then £70 for each subsequent 12 hour period

Thanks HolySox

Serendipidity You could buy your DH some warm socks and thermal vests for Christmas in case you have another power cut.
(I hope there isn't one!)

Germanshepherdsmum Thu 23-Dec-21 16:33:32

Doesn’t it just Elizabeth. Explains a lot.

MissAdventure Thu 23-Dec-21 16:33:05

You can say that again, GS grin

Germanshepherdsmum Thu 23-Dec-21 16:32:04

I’m no great shakes on the money front either MissA! But I just feel the whole thing is a wind up and I don’t like it when someone posts something that’s wholly or partly untrue and interacts with people seeking their sympathy and advice. I’m afraid it’s my legal background, testing the evidence. Old habits die hard.

Elizabeth27 Thu 23-Dec-21 16:29:51

Having the house solely in Serendipity’s name makes a huge difference to her husband having savings that are just his.

crazygranny Thu 23-Dec-21 16:27:07

It's sad that he shows so little generosity of nature or trust in you after all this time. What does he think you're going to do with this knowledge and what has he got to hide? Also, if anything were to happen to him what becomes of all this? Have you made wills? You could be left high and dry if not as anyone who thinks they have a claim on his estate will try to grab what they can.

MissAdventure Thu 23-Dec-21 16:20:39

I can't keep up with all that, GS.
Told you, I'm useless and uninterested, even in my own financial status.
Shocking, but there it is.

JaneJudge Thu 23-Dec-21 16:19:49

we have always had a joint bank account but my husband doesn't control me, surely that is the point!

Germanshepherdsmum Thu 23-Dec-21 16:14:26

Thanks MissA.

sandelf sharing also includes the house and OP owns it (and possibly has money in her bank account, we haven’t been told). If she won’t put her house in joint names I’m not surprised he’s not keen on sharing his money. Pot and kettle.

So many people leap in and comment without reading all the posts and thinking about the inconsistencies and considering things OP avoids answering which are at the root of why she received this compensation payment. If you read earlier posts sandelf the husband pays for the food and all the bills. Her £100 benefits and £100 allowance from husband are not used for food or bills. So basically she has £200 a month to spend as she wishes which might be more than the husband is left with after paying for everything for all we know.

MerylStreep Thu 23-Dec-21 16:12:53

MissAdventure
I did all the finances with my first ( and only) marriage. But I’ve just been thinking and I do know a lot of marriages where the wife does it all.

MissAdventure Thu 23-Dec-21 16:02:34

I know a fair few seemingly happy marriages where the wife sorts out finances.

MerylStreep Thu 23-Dec-21 16:00:28

StoneofDestiny

Can’t understand separate bank accounts for married couples. Surely all assets are joint assets - or should be.

Have you ever been married to a gambler? If so, you might have a different view.

MissAdventure Thu 23-Dec-21 15:52:44

I've no definite proof to hand though I'm sure it's easily enough googled.
For someone in a lower rate for both personal care needs and mobility, then yeah.
Looks about right to me.

Being classed as low need by the dwp assessors, though, often bears little resemblance to what they have seen.
It depends of you would then want to take on possibly a couple of years, gathering evidence, proof, and everything but the kitchen sink...
Well, people just accept a lower rate, or being awarded nothing

MerylStreep Thu 23-Dec-21 15:51:01

Craicon
if the OP went to a divorce lawyer she would not only be up the creek without a paddle, she wouldn’t have a boat ?
He would get half the house and unless it’s a sizeable property to sell, where is the OP going to live, and, maintain that property.

sandelf Thu 23-Dec-21 15:50:06

This is really hard. Firstly - is HE honest with YOU about money? If he is, you should be honest about this cheque. But then you still have the issue of basically all the money in your partnership being 'his', and him doling out 'spends' for you. How the heck does this work - who pays in the supermarket? He is treating you like a child, and you are letting him. If there is a reason for 'sole name' accounts (there can be tax and other non abusive reasons) - fine, organise those. But a marriage is a sharing of life - includes money, so most funds should be joint - either to sign. That way you have to trust each other.

Germanshepherdsmum Thu 23-Dec-21 15:43:34

£100 pcm*MissA*?

Germanshepherdsmum Thu 23-Dec-21 15:42:38

Thanks Cossy. It seems OP has no idea what she’s claiming or how it’s calculated, which like the rest of the story I find hard to believe.

MissAdventure Thu 23-Dec-21 15:41:11

Award, not reward!
I've gone money mad since I've read this thread.

MissAdventure Thu 23-Dec-21 15:40:03

Yes, actually, £100 is a fair representation of the reward rates.
It's all much more calculated these days.

Helen657 Thu 23-Dec-21 15:38:25

Bank it, keep schtum and think of it as a Xmas bonus!
OR
It’s compensation, not a refund of payments made, and I’m sure the power cut made you just as uncomfortable as him, so you’re at least entitled to half - so you could be magnanimous and give him half of you chose?

Cossy Thu 23-Dec-21 15:34:59

Germanshepherdsmum

OK if you’re not pensionable age humour me by explaining why do you only get £100 a month in benefits for being unable to work? And telling me how you received a cheque from the elec co if the account isn’t in your name, which doesn’t seem to bother you in the least? It just doesn’t add up.

I can tell you exactly why, benefits, including sickness benefits are now all paid based on HOUSEHOLD income - Universal Credit covers both out of work and sickness benefits and is means tested. She is clearly claiming either DLA or PIP both of which are non-means tested benefits based on the medical condition and how it affects you.

Violettham Thu 23-Dec-21 15:34:58

i find this very sad as I have been very happy with financial arrangements for 60 years. Joint account from day 1 No problems from either of us.

Cossy Thu 23-Dec-21 15:23:21

I would be very unhappy if my husband behaved as yours does and whilst I understand he pays all the bills etc and supports you £100 per month personal spending money isn’t very much to have to yourself I’d keep it !!