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Car Insurance

(37 Posts)
bimbadeen Thu 08-May-14 16:16:15

In the post this am I received a letter from the insurance company for my car . telling me what the monthly new fee would be for my little old car. Recently, my old faithful Micra which I bought 8 years ago for £300,H registration, gave up the ghost. My husband and I have bought another cheapie, we have a good car for distances and I use the Micra (now a Hyundai) for trotting around to friends and the very local shops.

We were paying about £140.oo per annum for the Micra, Fire,Theft /Third Party and they the insurance company are now quoting me/us £755.00 pa for the new Hyundai this is a Y reg.. In all my years of driving 1964 time I started I have never had an accident nor claim, what is ludicrous is that my husband rang the company and they will give us a FULL COMP policy for £500.00 seems completely daft to me Can others recommend and Insurance companies to try for a price?

Or does everyone have to pay these daft prices ?

Kiora Wed 14-May-14 18:45:09

I drive a Hyundai i10 my insurance is fully com &. business use for less than £200. We are in a low risk area and are both 61. I'm shock by your quote.

Tegan Tue 13-May-14 22:04:45

You mean slow and very slow wink [I can say that cause I drive one, having progressed from a blush Mini Metro [even slowershock]...

Ana Tue 13-May-14 20:50:23

Yes, there are obviously two types of Yaris drivers. I'll have to watch out for tailgaters in future - not telling anyone what I drive...confused

annodomini Tue 13-May-14 20:32:55

Too true Flickety, it was Thames Valley Police cameras that caught me twice in ten minutes about five years ago - in my Yaris.

rosequartz Tue 13-May-14 20:02:19

My friend used to drive one, it was easy for her elderly mother to get into and surprisingly spacious enough for mother's wheelchair!

And, no I don't think she had a flat cap!

FlicketyB Tue 13-May-14 14:37:10

ah, but you do not drive a Suzuki WagonR

rosequartz Tue 13-May-14 12:24:09

And I don't wear a flat cap either, although I have known both DDs to look very trendy wearing them!

FlicketyB Mon 12-May-14 22:52:35

I thought the flat cap brigade drove Suzuki WagonRs. Yarises have a satisfying surge of power. Round these 'ere parts if they are being driven at 30 it is because Oxfordshire has made most of its roads 30 mph and put up lots of speed cameras.

rosequartz Fri 09-May-14 21:16:14

grin I promise to do 60mph if I visit your area, Ana, unless of course there is an even more elderly Yaris driver in front of me doing 30mph

Ana Fri 09-May-14 20:46:23

Sorry about the Yaris joke - where I live there do seem to be a lot of very careful, elderly folk who drive them, usually at a max of 40mph on our 60mph main road...but no, I don't tailgate them! smile

rosequartz Fri 09-May-14 20:32:39

Nor me, Ana, my not so new Yaris is nippy!

I am with the Pru, which is around £175 pa fully comp with DH as a named driver.

Tegan Fri 09-May-14 20:27:01

When I switched to Sheilas Wheels a few years ago I told them that, if they pushed my premium up a lot, I would definately switch to someone else on principle and, thus far they've quoted me a fair price each year. The S.O. sticks with Saga but, each year he has to go through the rigmarole of getting another quote before Saga bring their price down to match it.

susieb755 Fri 09-May-14 20:20:36

I am with sheilas wheels,very good

bimbadeen Fri 09-May-14 17:57:00

Thank you all for advice and suggestions of companies given ,, we have found that Liverpool Victoria through the Civil Service Motoring Assoc'n of which we are a member have given us the best quote about £250.00 , some of the quotes are ridiculous.

Ann

glammanana Fri 09-May-14 17:09:10

We found our insurance Company through a comparison site and settled for Hasting who gave me fully comp for under £250 for my little Audi TT that was 5 yrs ago and it is still just under that last month when the renewal came through so I'm quite happy with that,Saga wanted £540.00

GillT57 Fri 09-May-14 13:13:42

We were with the Pru for years, then decided that we needed a second car. The Pru gave a quote for second car, I phoned Admiral Insurance and got both cars covered for about £50 a year more than just the one with the Pru. I have a brand new Ford Ka, and our family car is a Nissan Qashqai. Give them a try. No, I dont work for them!!!

tiggypiro Fri 09-May-14 13:09:15

You have never been behind me then Ana ! I drive at about56mph on normal roads as this gives me the best mpg. On motorways I am in the outside lane with my foot to the floor but with lots of room between me and the vehicle in front. There is usually a BMW trying to look in my boot. (Don't get me started on BMW drivers)

Ana Thu 08-May-14 23:08:52

(Yaris drivers)

Ana Thu 08-May-14 23:08:05

Noooo! Not me - I always end up having to drive at 20 mph behind them, though...hmm grin

Aka Thu 08-May-14 23:06:43

Always check your wing mirrors Walter

waltermitty Thu 08-May-14 23:05:29

Aaaghh! Did not see that coming! grin

FlicketyB Thu 08-May-14 23:04:06

What is it about Gransnetters and Yarises?

Aka Thu 08-May-14 22:53:57

It was LV I went with via the comparison site. I didn't find it complex at all. In fact 'Simples'.

Aka Thu 08-May-14 22:52:12

Plus I got Sergei hmm

waltermitty Thu 08-May-14 22:44:09

Saga are indeed very good at that Tegan! Another little trick is implying that you have agreed to 'automatic renewal' and sending out documents - AS IF!! Although they are not the only culprits, they were the most arrogant! I have found LV to be the best for fully comp but, of course, it pays not to be complacent. I never use comparison sites, as quotes are so deliberately complex it is not possible to compare them! Recommendation is of course always best! Good luck!