H took early retirement/redundancy at 60 we were able to pay off our mortgage and realise that we are fortunate to be better off than when we both worked.
We love the freedom to do what we want, when we want. I agree with others, that extra 1/2 hr in bed or extra cuppa in the morning when you feel like it is bliss.
Our Welfare State. Is it broken?
NHS U turn on trans terminology