My (now separated, over 6 years!) husband handled all the finances, we had a joint account for bills that both our salaries went into (I always had earned more than him) and then single accounts for our own expenditure, mine would be household shopping and petrol, his was petrol. After my Mum died (10 years ago)and left me some money I was told in an offhand way that we were in debt to the tune of thousands - double digits – he’d bought a motorbike, a second car, goodness knows what else - I just thought there was money in the account! Naïve, trusting, and bloody stupid of me. Four years after that and still somehow overspending he’d arranged a joint bank loan to pay his credit card off. Yes, I’d counter signed it – no idea he was going to leave me literally within weeks! And he wonders why I couldn’t speak to him for several years after the split – it was 5 years jointly paying off his blooming debt!
Now, it’s as easy as pie. I have direct debits for the major expenses, I keep an eye on energy bills and I do review them annually – Martins Moneysaving Expert website is a gem for comparison sites! Keep an eye on dates for the insurances and shop around. Martins website has some great tips, from changing my job title from Office Manager to Administrator can knock off money on car insurance. Being in control is just the best feeling in the world!
Have any of you got all electric cars? Pros and cons please.
Good Morning Sunday 28th April 2024