I agree with Monica, professional advice should be more reliable.
I'm having g a similar problem and I'm thinking of looking in to taking out a pension in the person's name.
Apparently it can be done for children.
At the moment I know very little, but maybe you could look into it for your family?
The Republic of Ireland and their tensions with migrants.
Static caravan purchase is it worth buying
Where to be interred ? Burial Decisions