If you are over 60, can you advise me ...

I retired at 60 to spend more time with my young grandson and his sister who was born two months after my retirement, as well as with my daughter who is a stay at home mum. I also spend time painting watercolours and sewing . I have decorated several rooms, updated some or all of the furniture in every room and treated myself to a new kitchen which I thorouhly enjoy and which makes cooking much easier and more enjoyable. It is lovely to spend time in the way that suits me, sleeping in and not having to deal with idiots at work. I enjoy having short holiday breaks with my partner at a time that suits us rather than someone at work, and generally doing what I like. Yes, my income is greatly reduced but I had saved up for my retirement and am managing well. I do not run a car (since selling my last one several years before I retired) and instead cycle or walk into town or get a bus or a lift. I wanted to have a chance to enjoy my family and my hobbies while I am still fit and well enough to do so. It was a good decision which has made me very happy.

I was 55 DH was 62 spent a lot of time sailing the Greek islands.

I retired from employed work as an academic at the age of 60 and began my own antiques business dealing online. I now have several shops. I had been involved in the antiques trade since the 1960s - first as a collector and from the 1970s as a part time dealer at local antique fairs. I first ran up against Ebay when I was working in the USA in the late 1990s. When I returned to UK I opened a shop on there and began selling my surplus stuff. I work far harder now than I ever did in my employed jobs because I am working for the best boss I ever had!