Gransnet forums

Ask a gran

Daughter in debt

(127 Posts)
Seabreeze Sun 17-Jul-22 08:26:14

Hi ladies.
I need some good advice about my daughter. I discovered yesterday that she has been gambling. I am worried sick as she asked me to make a payment for her. She asked me to give her my bank details on line as she needed to pay it that day. I have no idea what form this gambling takes. It was difficult getting any information out of her. She has not told her husband ! She owes almost k3. My dilemma is do I tell her husband.
All of our communication has taken place via text. The last text I sent she has not opened.I have told her I will support her in getting through this but she must put a stop to it now. I’m worried that if I interfere I may end up falling out with both of them. I am also worried what she might do if pushed to far.

toscalily Mon 18-Jul-22 17:07:18

Unbelievable! think you need an icepack MerylStreep

MerylStreep Mon 18-Jul-22 17:02:17

Callistemon
I think they’re having a laugh now ?
If they’re not, they must feel pretty stupid.

Callistemon21 Mon 18-Jul-22 16:58:21

OMG!!

Gabrielle56 Mon 18-Jul-22 16:57:44

She needs help - urgently and professional help! Do not pay her debt and never give your bank details to anyone with this illness , you're not helping them .0808 8020 133 helpline.g9od luck

Callistemon21 Mon 18-Jul-22 16:57:05

MerylStreep have you got a handy wall where you can bang your head?

orly Mon 18-Jul-22 16:28:33

I bet 10-1 that your daughters is not a gambler who had fallen into debt but that it is the well advertised scam whereby villains are hijacking/hacking peoples' mobiles and then reading the mails, messages and WhatsApps to learn about the relationships and then pose as if they are the person involved to ask for money. They say they've lost their phone and had to change their number which is why when you try to contact her on her "new" number it is not being seen by your daughter. If this is the case then try her "old" number next to see if she responds. Do not send any bank details. It is is a real gambling debt then she needs help, her husband should be told and she should get herself out of trouble else she'll just keep on asking for more. I blame these online gambling companies who encourage betting and bingo and ease their own consciences by telling punters to set caps and time limits. Yeah, that's real helpful advice! The ads should be taken off air

MerylStreep Mon 18-Jul-22 16:00:33

J52

Some people are very hot under the collar over this?. Is it the weather?

Nothing to do with the weather. I am just as angry in the depths of winter with posters who just can’t be arsed to read the OPs thread.

J52 Mon 18-Jul-22 15:53:24

Some people are very hot under the collar over this?. Is it the weather?

Fernhillnana Mon 18-Jul-22 15:46:23

Suspect people are right, it’s a scam.

MerylStreep Mon 18-Jul-22 15:18:34

jerseygirl

This is definately a scam, I heard about one similar to this last week. Try and see your daughter face to face and discuss it. You have to ask yourself why would she change her phone number. Who does that? . Good luck , hope you get to the bottom of it. Please keep us all posted.

YES, WE KNOW. WE HAVE POSTED OVER AND OVER AND OVER THAT SEABREEZE HAS TOLD US THAT SHE KNOWS ITS A SCAM.
IS THAT CLEAR ENOUGH

Daddima Mon 18-Jul-22 15:13:01

MerylStreep

For all those who can’t be bothered to RTFT she told everyone at 11 pm *on Sunday*

I never fail to be amazed ( and annoyed) by people who don’t read posts, and jump in with advice .

Jess20 Mon 18-Jul-22 14:47:33

We got one from an elderly aunt who had been mugged and robbed on her holiday. Sadly she'd died a while before that so we knew it wasn't her.

Shoshana Mon 18-Jul-22 14:44:38

Glad you got it sorted, Seabreeze, and all is well.

mokryna Mon 18-Jul-22 14:11:51

Great news Seabreeze. Thank goodness for GN to share problems and suggest solutions.

Maggiemaybe Mon 18-Jul-22 14:11:20

Seabreeze, I'm so pleased to hear that this turned out well - a) that you weren't taken in by the scam, and b) that your daughter hasn't got a gambling problem. Phew on both counts! smile

Gill466 Mon 18-Jul-22 14:10:33

Just received from Neighbourhood Watch - Action Fraud

The National Fraud Intelligence Bureau (NFIB) is warning the public about the continued increase in reports about scams where victims are targeted on WhatsApp by criminals pretending to be someone they know – typically their children.

Between 3rd February 2022 and 21st June 2022, there have been a total of 1235 reports made to Action Fraud linked to this scam, with total reported losses exceeding £1.5mn.

Criminals will usually begin the conversation with “Hello Mum” or “Hello Dad” and will say that they are texting from a new mobile number as their phone was lost or damaged. They will then ask for money to purchase a new one, or claim that they need money urgently to pay a bill

The criminal will provide bank details for the payment to be made to, with some coming back with further demands for money.

Detective Chief Inspector Craig Mullish, from the City of London Police, said:

“If you receive a message like this from a friend or family member, don’t send any money until you’ve had a chance to call them and confirm their identity. Taking a moment to stop and think before parting with your money or information could keep you safe.”

How to protect yourself:

STOP. THINK. CALL. If a family member or friend makes an unusual request on WhatsApp, always call the person to confirm their identity.

You can report spam messages or block a sender within WhatsApp. Press and hold on the message bubble, select ‘Report’ and then follow the instructions.

Never share your account’s activation code (that’s the 6 digit code you receive via SMS)

Shelmiss Mon 18-Jul-22 13:48:07

jerseygirl

This is definately a scam, I heard about one similar to this last week. Try and see your daughter face to face and discuss it. You have to ask yourself why would she change her phone number. Who does that? . Good luck , hope you get to the bottom of it. Please keep us all posted.

She has kept everyone posted!!! Why don’t you just read the thread?? Or even a couple of posts above??

jerseygirl Mon 18-Jul-22 13:39:42

This is definately a scam, I heard about one similar to this last week. Try and see your daughter face to face and discuss it. You have to ask yourself why would she change her phone number. Who does that? . Good luck , hope you get to the bottom of it. Please keep us all posted.

Shandy57 Mon 18-Jul-22 13:39:37

It is time the site was updated so the facility to 'see all' of the original posters thread can be seen, like Mumsnet.

Ro60 Mon 18-Jul-22 13:19:11

Fabulous news. The power of GN! ?

Callistemon21 Mon 18-Jul-22 13:16:37

Callistemon21

Seabreeze

I have made contact with my daughter. It was all a scam. Phew I’m so relieved. She thought it was funny and reminded me she is as careful with her money as I am !
Thanks again for your advise ladies.

Seabreeze has sorted it out!!

YESTERDAY!
?

MerylStreep Mon 18-Jul-22 13:13:32

Calendargirl
Shall we start a book to see how many more can’t be bothered to read the thread.

Calendargirl Mon 18-Jul-22 13:11:36

X posts MerylStreep.

MerylStreep Mon 18-Jul-22 13:11:31

grandtanteJE65

There are two possible scenarios here.

Either this is a scam that your daughter is not concerned in and knows nothing about, or otherwise she is a gambler.

Your post gave me the impression that your daughter had phoned you asking for a loan, so presumably this is not a scam.

If your daughter is already addicted to gambling, helping her out this time will not stop her from going on gambling.

If this is her first venture into gambling the amount she is now in debt might just scare her into stopping gambling, but unfortunately it is easier to say you want to stop whatever it is you are addicted to, than actually to do it.

In no circumstances should you tell her husband about this.
What you must do is to insist that your daughter tells him - if she cannot face the prospect, then you can offer to do so on her behalf, or to be present when she talks to her husband about this.

I realise this has been a dreadful shock to you and I am sure that by now you have realised that you cannot and should not betray your daughter's confidence.

To make sure that you only are helping her with the one payment, which in all conscience is a dreadfully large amount of money, phone your bank now, cancel your card, and ask them to move the balance in the account your card and other details pertained to into a new account.

Check whether the payment you authorised your daughter to make has been made and to whom.

Then get hold of your daughter and insist that you and she meet face to face to discuss this in all its details (except of course your new bank account no. and any other bank cards you may have.)

You are justified in asking her how long she has been gambling, which form it takes, and whether she owes more money than she has told you about.

You should also make it very clear to her that you neither will or can help her finaciallly again and that you need to know whether she intends getting professional help to deal with her addiction to gambling. And do not allow yourself to be persuaded that it was a one-off thing, nothing to worry about, and will not happen again.

These are standard answers any drug adict, gambler or alcoholic will give you, but unless and until they themselves wish to conquer their addiction, their promises are meaningless, as they are just not able to keep them.

If your daughter is addicted to gambling, I would suggest that you contact professional help for gamblers - they will have a help service for concerned relatives who need advice regarding how best to help the addicted person.

We know it’s a scam, Seabreeze told us yesterday.

Calendargirl Mon 18-Jul-22 13:10:49

The OP updated us late last night.