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Holiday insurance

(7 Posts)
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BerthaT Wed 24-Apr-24 11:04:31

My husband rides a motorbike, has done for decades, he is a good rider, drives defensively, careful etc.
Never had a serious accident.
He is touring Europe, mainly Spain, Portugal and Gibraltar in a few weeks time with other British legion biker friends. Here's the problem, he saw his Dr a few weeks ago, sent for a scan which came back clear, but when he tells an insurance co his medical details they refuse insurance, as they say he must still have an undiagnosed condition.
Bearing in mind the horrendous cost of medical bills should the worst happen, I think it is unreasonable for him to go without insurance and am really worried. He says he's going anyway and it's unlikely anything will happen. (Of course it is but what if it does?). We are retired and not 'well off' tho fine on a day to day basis. Am I being unreasonable asking him not to go?I need peace of mind!

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tanith Wed 24-Apr-24 11:18:55

Could he try a different company?

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BerthaT Wed 24-Apr-24 11:24:33

Tried several but with no luck. When he asks why he's refused when his scan came back clear, they suggest he must have an undiagnosed condition that sent him for the scan in the first instance.

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Shinamae Wed 24-Apr-24 11:28:10

tanith

Could he try a different company?

That seems quite odd because in the last few weeks I had a scan which showed kidney stones and they still insured me.(just a few pounds more)It’s further up the thread.🤔

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Oopsadaisy1 Wed 24-Apr-24 11:34:26

Firstly I think he needs to go back to the GP and clarify what the scan means, if it is clear , then he might still need some form of treatment, if his symptoms have gone then the GP can confirm this with an Insurance Company, in which case he can probably get Insurance.

Crazy to go on holiday abroad these days without Travel Insurance.

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BerthaT Wed 24-Apr-24 11:41:57

I have (unusually quickly!)managed to get an appointment for him to see the Dr on Friday so I'm hoping he will say there isn't an underlying condition that needs further investigation. DH says he's still going with or without insurance (I'm unreasonable wanting to stop him going without insurance apparently.... Whereas I feel it's irresponsible to do so).

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Germanshepherdsmum Wed 24-Apr-24 12:07:24

Try an insurance broker. It’s sheer madness not to have insurance when going abroad. He might be a good rider but he can’t say that everyone else on the road will be good drivers (most unlikely) and of course there’s always the chance of injury through some other cause, or illness. You are not being unreasonable Bertha - he is. And irresponsible.

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