If you were in your 60 s and came into a lot of money

It depends what you mean by a lot of money? But if we are talking about several million pounds, after making sure our children/grandchildren were ok, I may suggest we consider purchasing the bungalow at the bottom of our road, which might be better for my husband as his walking and balance is causing him problems. Although I think persuading my husband it would be a good idea might be difficult he likes our present large detached home at the top of the road and his study is very important to him. The rest we would give to charity.

As others have said, it would depend how much we're talking about. I'd give some to my children, but not enough so they could give up work and drift (they are in their very early 30s). They'd get whatever was left in the fullness of the anyway. I'd donate to a medical charity for research into a condition that matters to me and is rare, so underfunded, and give some money to Shelter and Freedom From Torture. I would also love to set up an Arts Centre in my home town.

For my own benefit, I would probably take more holidays. I'd like to hire a Winnebago for Glastonbury, too .

Charity, move to somewhere with a west facing, larger garden, travel. Pay my kids’ mortgages, add to my grandchildren’s savings.

Not necessarily in that order.

A new knee as one of mine definitely needs replacing and my hip replacement was a great success, make my planned home conversion as swish as I want with a lovely nature garden and donate the rest to animal charities as animals have brought me so much joy. If it was a few million I would quite fancy a three bed villa with pool somewhere abroad - maybe Malta or Crete - so family and friends could have nice holidays.

I thought that's what the thread was about.

I'm not usually so kind ad to give it all to others - I want some myself!!

If I was already comfortable and had everything I needed I'd donate it to animal charities.

Talking millions - I’d pay off my children’s mortgages, money into trust for our grandchildren, hefty donations to the two local charities I support then stash enough for our future care if required. Finally, I’d fund MrJ and a good friend for a luxury Vegas trip, his wish and I can’t fly any more.

If it was millions I would give a million pounds for research into the rare hereditary neurological condition I have. Plus if there was another million give it for skin cancer research as it killed my husband. Then put £50,000 into trust for each of my 5 grandson's. Plus give the same amount to my daughter.

If there was still more give large sum to The Brain Charity, Breast cancer research and research into heart defects children are born with.

But as I haven't any rich relatives or gamble it just a pipe dream.

Depends what you call a lot of money.

To some people a few thousand would feel like a lot, to others it would have to be millions.

If it were millions I would give my kids loads and smaller amounts to nephews and nieces. I would have a house built to my spec preferably with a sea view. I would employ a cleaner and a gardener. I would have a massage once a week. I would have walk in wardrobes in my wonderful house which I would fill with new clothes and shoes. I might try a cruise but not that fussed.

All depends on how much.

If it were loads, I would give each GC (5 of them, ages between 16 and 21,) enough to buy a decent, first time buyers home.

Both AC have paid their mortgages off, and I don’t think at their ages, 48 and 50, it would be good to pack up work, but probably give them enough so they could work less and have more leisure time.

For DH and me, we have enough to live comfortably, but would probably visit DD and family in Oz much more often, fly first class, stay in good hotels…..

Retire still working and tired.

Pay off our children's mortgages. Buy some woodland and fields and put a covenant in place to prevent building and creature a nature reserve-if it was a really significant amount.

I’d give most of it to my children and book a world cruise.

I do make plans on the last day of every month, waiting for the knock on the door to say I've won £1million on the Premium Bonds.
The plans vary a bit.
After helping family, if I see someone in need, or a small charity, helping them would be a priority rather than donsting to large charities.

I'm still waiting 🙂

Of course, if it was an enormous win eg on the Lottery, my plans would encompass far more.
But first I need to buy a ticket.

Pay for my grandchildren's university education, including maintenance, give some to charity, pay off my children's mortgages and pay for them to move house if they wish to do so, give money to charity, put some aside so that DGC can buy their first house when they reach an appropriate point. give moey to charity, give money to charity.

Fly first class to Australia and New Zealand for an extended holiday. Build a dorma bungalow to my specifications (wrap around porch with sea views) en-suite in all bedrooms.

Lump sum to each of our ACs, put most of the rest in trust for our grandchildren.

I’d give my adult children a chunk to clear their mortgages and buy a decent car.
My daughters and sons in law are self employed - I’d invest to support them.
In the past I’d have bought a second home on the coast or inland , I wouldn’t do that now because of the impact on the communities of so many 2nd homes.
I’d pay for a good family holiday for my children and grandchildren. (I’d go as well)

I would travel. I thought my Big Trips were ended when my husband died 19 months ago but I’m feeling the pull to a far off land with interesting history and warmth.

I’d increase my regular charitable donations
I’d save some in case my house needed maintenance or I need a hip replacement
I’d feel very lucky

Our Church.

A good resource to many, gifts are carefully used for critical needs.

Some years ago I saw a documentary on television where old terraced houses were restored rather than demolished. The properties were then rented to people who needed homes. If I won (but I don't do the lottery) a fortune I would do something similar and set up a fund to administer the scheme.
No one should be homeless in this day and age, unless it is from choice of course.

I would fund apprentiship schemes for young men/ women to learn trades.
I’ve donated to PLAN for many years. But when they are 18 that is it. I would sort out how I could fund them to go to university.
I would set up an honest and fair money borrowing scheme.

Pay off my children’s mortgages, put some money away for the grandchildren and buy a lovely big bungalow for me and DH. If there was enough left I’d buy a holiday home with a sea view so all the family could use it.

Do as George Michael did.
He heard a young woman on the radio, who had tried ivf, which hadn't worked, and she was desperate for a chance to be a mum.
He contacted the host, anonymously, and funded another try for the woman (which worked!) and she never knew who had done it until ages afterwards.

Depends on how much. I’d definitely get a new kitchen but if I could persuade DH we would downsize and I would do even more travel.

I’d like to endow scholarships for talented youngsters to go to specialist music or ballet schools. (E.g. the Royal Ballet School.)

I would obviously give some to my family, and if there’s enough left I’d like a really nice emerald pendant.

Or, how about discreetly finding out if any individuals are having a rough time, and leaving them a parcel, anonymously.

Imagine how good that would feel?