Kwest no one can afford it, that’s why the property of the person needing care has to be sold to pay the fees.
When all monies have run down to £23,000 the council take over paying for care, but if someone is in a 5* home they may have to move to a 3* because what the council pays will not cover the full cost, or the family have to agree to make a top up payment to cover the difference,
People paying independently for their own care are usually charged a lot more, which subsidises those being paid for by the LA.
I think we would all wish to be independent, but that’s not always possible.
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