Iam64
I never aspired to a detached house in a reasonable area. Maybe I wasn’t aspirant enough. We bought a big terrace then moved to the semi I still live in when the children needed a proper safe, enclosed garden. We prioritised affording Europe camp, decent food and family outings over buying a ‘better’ house. I avoided bigger mortgages to ensure living ok on our wages.
Cariad, your post reminds me of the importance of aiming to live in the present. I
That "detached in reasonable area" is only a 2 bedroom bungalow (no garage/no utility room) - very ordinary LOL. I had to move to a cheaper area to get it - my starter house in home area sold for about £168,000 and I bought this one for under £150,000 and LOTS more money spent subsequently on nearly completely gutting it. So say £250,000-£280,000 if it went on the market now and the equivalent where I'm from wouldn't leave much change out of £500,000. Hence the move was necessary....
I do get your point re living in the present - but I've never felt able to do that as a single/low-paid person and so I felt I had to do extra work/plan/use the intuition that has occasionally helped me/plan some more. I had to see the funny side of it when I've seen the reaction of people who knew what the house was like before I bought it - as their eyebrows shoot up and my garden is an absolute testament to all sorts of logical decisions made - for it to be the apparently semi-wild foodgrowing one it now is.