I must admit that I hate car parks which force you to use an app to pay. So many stories of no signal, errors made etc. I am happy to pay by contactless card. I know all systems are open to abuse, fraud etc, but there should still be choice.
Re train tickets, on one occasion I could not locate the actual ticket on my phone. Fortunately the ticket checker accepted my email receipt. Thereafter I made sure to print them out.
This summer I made several journey by train, storing tickets in my Apple wallet. Couldn’t have been easier.
For most things I do prefer to do my preparation at home rather than needing to get my phone out too often when out and about on the street.
I always do my online banking on my laptop as I find it easier.
I used to produce a weekly newssheet online, but have never mastered spreadsheets.
I just wish I could stop avoiding necessary chores by wasting time online!