Care Home Fees

yes your right I need to look into these things.Thanks for your help.People do over here sell their homes to their children for whatever price they decide on. Glad things worked out for you.Sure can get complicated!

Another change which should happen in the law is if a parent gets a new spouse after the mother / father has passed away the children of the parent as well as the new spouses children should be held liable for any care fees if there are insufficient assetts,

Gerry

Gerry

Your suggestions are getting ludicrous and unreasonable.
What you are now saying is if a mother has to go in to care for say 5 years dies and then the father gets a new wife and they both have to go in to care for say 5 years each the liability for the fees will be passed on to the fathers offspring if the woman's offspring have no assets and if similar things happen to the offspring the liability will pass to the next generation.
Also the offspring may hate the fathers new wife and would not want anything to do with her care.
If the liability goes snowballing down say 5 generations they may be living on bread and water all their lives just to pay off care fees ran up by previous generations.

Frank

This is getting very silly boys - stop it!

Frank, don't you recognise a wind-up merchant when you see one?

I'm looking into care home options and have found advice on care to be very useful. try them out

https://www.facebook.com/pages/Advice-on-Care/232906616851239

Admittedly most of the care home assessments I have sat in on have been situations where the offspring and parent has owned a property jointly.

As I have said the advice of every Social worker at first has been to sell the house and for the offspring to downsize.

If the offspring says no then the Social Worker then says they will have to pay top up in some cases amounting to £250 per week and the Social Worker does not ask if that would be affordable and the Social Worker does not point out it is a voluntary payment.

I was very amused under the compulsory care section for families it says that the responsibility for care mainly falls on a woman.

I was a carer and in the wider family most of the carers have been men.
I suppose we are not a typical family because in recent years most of the men have outlived the women.

Frank

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Reported.

What Hunter has said in the above is currently the law, A home cannot be touched for care home fees while the spouse is living there. If the person who has gone into the home has more than 23,000 he/she will be responsible for paying the whole cost, once down to 23,000 a contribution is still expected until 10,500 left. with costs of care is between 400 and 700.00 per week, savings will not last long.
Age Concern Cymru have excellent fact sheets on this matter/ or Age Concern England.