House buildings & contents insurance

My husband has Alzimers.Last year we had a fire and the Insurance company paid out. They never asked any personal questions when we joined.

I too think that you should talk to your GP, if only because it is of concern that your OH has made such a threat.

It's an added worry that I could do without. Think I'm going to be damned if I do & damned if I don't!
We all know how insurers can look for get outs, so they don't have to pay out for claims if at all possible.
I'm now worried that if something happens, they will use the fact that they hadn't been advised of OH's diagnosis as a get out clause. If I do I then run the risk of being unable to afford the premiums.

Check the small print on the policy document.

I think that you should get your GP's advice first before doing anything. If you tell your insurers now without advice, you may become uninsurable.