I have decided us pensioners should keep our money for possible care fees.

That will resolve the care fees problem.
Warner's would go out of existence as most of their customers are pensioners.
My local garage sales would drop as they have told me pensioners buy a lot of new cars.
Local pubs and restaurants will do little business at lunch time Monday to Friday.
Grandchildren will not get Christmas presents or any other presents from the grandparents.
And the list goes on an on.
But there would be no problems funding care fees.

Frank