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You’re not poor, you’re broke!

(150 Posts)
Anja Tue 12-Mar-19 14:19:01

Reading an article in today’s paper resonated after listening to a family member yesterday rambling on about being ‘poor’. I thought at the time ‘but if you didn’t each have an expensive iPhone on contract, the latest in TV and broadband packages, two cars, meals out, your children signed up for football, tennis, cricket, dance, piano lessons, etc. etc. then you’d have a surplus’.

Not saying people shouldn’t have all these but please don’t plead poverty. Being poor means you can’t afford these ‘luxuries’ (?) but instead struggle to put healthy meals on the tables, pay heating bills and so on.

Then this couple had the temerity to suggest that our ‘generation’ had it easy!

notanan2 Wed 13-Mar-19 16:31:56

MOnica, yes. That is the subject. And people keep citing all these people they know with "the latest iphones" and expensive bills.

Im just asking, what model and network? If you know so much about other peoples phones and bills... Cause I couldnt tell you what model or network anyone outside of my immediate household has so I am interested to hear that so many posters know with absolute certainty that all these people they know have "the latest iphone" on contract..

Caro57 Wed 13-Mar-19 16:38:36

Just travelled south to London - out of station and a very articulate young man sittingvasking for change. Got him a coffee which I put into freezing cold hands. Probably through no fault of his own he obviously hadn’t had a good wash in a while. He was so polite and grateful - in my reckoning that illustrates poverty.

M0nica Wed 13-Mar-19 17:09:08

notanan, models and networks are irrelevant, the quote about iphones is given as anexample of the kind of luxuries people with a lot of money who then claim to be strapped for cash buy. Some may not even have smart phones but spend all their money on prostitutes and pornography, the point that is being made is that they spend a lot of money on unnecessary items and then claim that they are badly off because they cannot pay for food or fuel.

Thi discussion is about a spending pattern not a specific item.

Lilyflower Wed 13-Mar-19 20:18:31

My DH and I use our DD’s cast off iPhones, our son’s Netflix account and I am the second user on his Amazon Prime account. I don’t know whether this makes us poor as we can’t afford the subscriptions ourselves or rich because we have the use of these things.

M0nica Wed 13-Mar-19 20:26:02

Neither.

Carolina55 Wed 13-Mar-19 20:47:35

Ok, head above the parapet time....
I grew up in a booze/fags/bingo household where rent was unpaid and was very aware things didn’t have to be that way. Consequently, I made sure my daughter never saw any of that and indeed had the lifestyle I would have liked (without debt) within our limits.

However, she has gone on to spoil her own children to a degree that horrifies me with a view that debt of any kind is manageable (even when it patently isn’t!) The whole house of cards falls with an ill wind.....

maddyone Thu 14-Mar-19 13:08:42

People can be online without the latest iPhone.

Summerlove Thu 14-Mar-19 20:38:27

What’s with all the iPhone hate? They are on par price wise with all the other smart phones?

POGS Fri 15-Mar-19 11:35:10

Anja

I saw nothing a tad controversial in your OP and I agree with the sentiment in your OP.

I feel some posters have taken issue with your OP and I have to say I wish you had put a link to the article you mentioned in the ' Guardian ' in your OP as it demonstrates neither you or the article had the intention of somehow 'demonizing the poor ' as some posters I think are making as a connection. I may be mistaken.

I think the article in the ' Guardian ' you put a link to sums things up quite well, I hope others read it to understand your point.

POGS Fri 15-Mar-19 11:38:54

M0nica

Your post on Wed 13-Mar-19 08:09:47

A good post √

M0nica Fri 15-Mar-19 11:42:45

POGS, thank you

MagicWriter2016 Fri 15-Mar-19 17:49:24

I think our perceptions of being ‘poor’ and living in ‘poverty’ have changed considerably to what it meant back in the 50’s, 60’s and so on. I came from a poor family. Yes, we did have a tv at some point, but we had to put money in the back, so, no money, no tv. My mum sent us to the butchers for bones for the dog, as these were free, and she would boil them up to make stock for soup. Only then did the dog get a look in. If the electric ran out, we sat in candle light. Clothes were either handed down from someone or came from the WRVS store. We sold bits of furniture if we had a bill we couldn’t pay, then bought something else if we ever had a bit of extra money. Neighbours helped each other out if things were really bad. Yet, we never really felt hard done by, it was accepted that some folk were poor and some were rich. My own daughters rarely got ‘new’ things for Xmas if they were going to cost a lot, we would by second hand toys or record players. I think the problem today is that everyone is told they are as entitled to have everything new as someone who has the money to buy stuff for themselves. I have known ‘poor’ folk turn their noses up at the offer of free things from others, stuff that I would have taken gratefully even when I was a bit better off. Society has probably changed more in the last 2 or 3 decades than it has for a long, long time. Not always for the good sadly.

moggie57 Fri 15-Mar-19 20:03:05

not quite true. i am considered poor. i dont have tv ,cant afford the licence. mobile has £10 pay as you go for emergencies when out.i live on just over a £100 a week due to long term disability.i have to pay for broadband/gas/electricity/ (gas only on at weekends) for hot water./life insurance/blooming bedroom tax/rent./i dont smoke or drink. visit my brother in worthing once a month on a super advance rail ticket(my one item of luxury)oh yes and food.....maybe £20 a week.. each month i am left with £5 for luxuries .whooppee. !!!!! i cant move to a smaller place ,i cant afford to move. i dont have heating on unless its very cold and then only a convector heater. yes i have paid my taxes /i worked 35 yrs in child care till health problems stopped that./and top up my pension money when asked.any big bills i get my brother to pay then i pay him back. last year i had a holiday . that cost me £700 .and yes i am paying back my brother £50 a month. so i am in dire needs.but thats life.. it wont change till i had paid my debts. i cant go to a food bank asi'm not on universal credit....yet those in parliament think its ok to smirk and say we all in this together....what a load of hogwash.RANT OVER

annep1 Sat 16-Mar-19 14:55:56

I think perhaps you could check with CAB. I'm so sorry to hear how you are Moggie. I get so annoyied when people say there is no poverty.

Eloethan Sat 16-Mar-19 19:20:01

I thought that too annep1. Surely out of an income of just over £100 a week it would be impossible to pay rent and bills?

Do people have to be on Universal Credit to access a food bank? Would a recommendation from a doctor/social worker/district nurse be accepted?

moggie As annep said, make an appointment with the CAB. They may be able to help.

Jalima1108 Sat 16-Mar-19 19:51:38

Would a recommendation from a doctor/social worker/district nurse be accepted?
Yes, it would, that is how people gain access to a food bank. However, it's not a weekly occurrence.

This does not seem right, moggie, if you live alone, as others have said, go to CAB for advice.

annep1 Sat 16-Mar-19 20:46:10

It does not sound right. My aunt is a pensioner but she gets her rent paid on top of her pension.
Most people of working age would get sickness benefit plus disability payment.
Please ring CAB moggie They will know what you can claim.

paddyann Sun 17-Mar-19 01:11:59

My friend is in the same boat,she had to take time off work as she has cancer ,she has also been diagnosed with early demetia.She is now two years from the start of her treatmant and after an assessment has been told she must look for work.She's 64 and her pension wont be paid until the end of the year.Her benefits have been cut to £ 100 a week or thereabouts .I didn't ask for specifics when she called me in tears as she's so worried.She is obviously not fit for work and the husing benefit she has been offered doesn't cover the whole rent so she has to pay part rent and utilities as well as try to live off the £100 a week.Its adisgrace that someone who worked her whole life since 15 years old and paid contributions until she became ill has been subjected to this treatment.Maybe our wonderful government should try to live on that amount for ayear or so and see how they manage ..might do some of the fat cats some good..lose the weight they gain through eating and drinking at subsidised rates in WM !!

notanan2 Sun 17-Mar-19 07:20:13

Our local food bank does accept referrals for ppl not on UC. There is also another charity that works closely with the food bank that helps with other non food one offs (eg white goods/furniture/an outfit for interviews etc).

But as others said, food banks dont give weekly. Its to tide you over its not a regular top up.

muffinthemoo Sun 17-Mar-19 15:58:02

moggie sorry if you have already tried this, but all councils should have a Welfare Rights Officer or similar whose job it is to check your circumstances and maximise any entitlements you may not be claiming/not be aware of.

Please get in touch with them to see if there's anything you could be getting that you currently aren't.

MagicWriter2016 Mon 18-Mar-19 11:11:15

Moggie, please get some advice from your local welfare rights officer or CAB as you may not be getting everything you are entitled to. I am lucky that even though I have a long term illness/disability I have a husband and between us we are quite comfortable, although moving to Spain has helped on the financial front,

PaddyAnne, please tell your friend to get advice from the same people as she should be able to appeal the decision the DWP have made. It’s a harrowing process, but it is worth it if she gets her benefits reinstated.

It’s disgusting that folk like us who have worked or our lives are having to almost beg for help when we most need it. And if you were unlucky enough to be born in the 50’s, it’s a double whammy.

I truly hope you ladies can get some joy from the DWP, it’s not as though you are not entitled to it!

Abigailmckd Sat 23-Mar-19 11:33:36

MOnica
Very true.

M0nica Sat 23-Mar-19 15:22:13

Moggie if your only income is £100 a week, and you do not have a large (well over £10,000) sum of capital in a 'rainy day' fund then you are probably entitled to Pension Credit and probably also help with rent and Council tax as well as other Benefits.

Here is an Age UK link you can click on now
www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/pension-credit/

It has all the basic information you need to show your entitlement to the benfits mentioned above. The only thing they do not mention is that the Pensions Agency phone number is operational from Monday - Friday 8am to 6 pm.

If you done nothing yet, ring the Pensions Agency first thing Monday morning or visit your local Age UK.

M0nica Sat 23-Mar-19 15:29:07

For those of you who think it is ludicrous that someone on such a small income would have a large sum of capital. You are wrong, I met such people when I was a Home visitor for Age Concern (as was). They clung to their rainy day money and would not touch it. Trying to explain that it was a rainy day, that the rain was tipping down, was unsuccessful. I explained that if they spent a bit of it they would be entitled to more benefits, but to no avail. They would not touch it and just continues as they were..