I'm very glad I set up online banking. It's a bit of a palaver at first but you soon get used to it. It's enabled me to make payments quickly and easily and, crucially, I can check my account whenever I want to so immediately spotted a transaction that I hadn't made. A phone call to the bank fraud department was enough to stop it. My card had been cloned in a pin machine or cash point. If I'd had to wait for a printed statement at the end of the month my account could have been cleaned out.
I don't mean to alarm you though watermeadow, just to encourage you to persevere with online banking.
