Sounds like you will be the one who is supporting you both in retirement. He has a problem but is refusing to acknowledge it. When funds run out he will in all probability start to look elsewhere to fund his addiction. It is an addiction and an illness. Help is available but only if he asks for it. The only thing you can do is speak to him and let him know that his secret is out and your financial future is at risk. I would also take steps to protect your own finances as much as you can.
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