I have monthly payments to two children's charity and a homeless charity. I also do a monthly lottery for our local air ambulance. OH also has a number of charities that he supports monthly. Back in the day, when I had cash on me I always used to give all my loose change to a charity if stopped in the street and I also regularly give and buy from charity shops. With regard to the costs of running charities, the big charities need good staff so I don't object to them paying decent wages. My niece has worked for a number of charities and we always donate to them too, currently she works for Sight Savers, she's a clever woman with a master's and could earn heaps more if she worked outside of the charity sector. I certainly don't begrudge her a penny of what she is paid and over the years she has lived in some very difficult and dangerous places eg Liberia, Darfur not for the faint hearted!