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Would you lend your car to your daughter.

(132 Posts)
travelsafar Wed 20-Jul-22 15:25:57

My dd rang today to say her car had packed up. I couldn't believe it as about 2 months ago I bought her a new battery and last weekend gave her 100.00 towards a new exhaust as hers fell off!!! Now the garage think her clutch has 'gone'. She has decided to go for another car and needs mine till she finds one. I have doubts about lending my car,she has no drive or allocated parking space, but I know she is stuck. I will have to pay for her to be put on insurance as well as currently it me only on the insurance. She knows I won't be driving for a least 6 weeks due to op next week so I had no 'get out clause' am I doing the right thing.

Mine Wed 20-Jul-22 16:25:14

I would defo lend any of my family my car as long as they were able to be on my insurance....After all its easily replaced...

Callistemon21 Wed 20-Jul-22 16:28:53

Smileless2012

That's a good deal Callistemon, friends of ours added their son for 48 hours and it was £80shock.

Perhaps it depends on age and how long they have held a driving licence Smileless

And it depends on career too for some reason.

VioletSky Wed 20-Jul-22 16:32:27

I can't say I wouldn't be anxious about it but I definitely would lend my car. I'd ask it to go on their insurance though as I could take mine off temporarily without losing my no claims bonus.

It also might be useful fir you if you need support.

Hope your op goes well

BlueBalou Wed 20-Jul-22 16:45:04

I’d happily do so for either of my DCs, as would DH. We notified the insurance companies, paid any extra.

Elizabeth27 Wed 20-Jul-22 16:49:10

Definitely, I have leant my car to many people after checking their insurance status.

nandad Wed 20-Jul-22 16:51:48

I would but would stipulate when I wanted it back as it could turn out to be a long term loan.

AGAA4 Wed 20-Jul-22 16:56:00

You know your DD best so will know if she is responsible.
I wouldn't hesitate to lend my car to any of my ACs as I know they are good drivers and would look after it.

crazyH Wed 20-Jul-22 16:59:11

Ofcourse - you’ve got to help her out even if it means paying a little extra to have her as a named driver. You say you won’t be driving for a few weeks, and she will soon be buying another car. So why not just let her borrow your car and if money is the issue, ask her to pay the extra on the insurance.
Btw I have given my car to my children, when they were stuck.

Hithere Wed 20-Jul-22 17:00:48

If dd is an adult who works
1. That car is a money pit and worth investing more money on it?
2. Could that money to fix it go to addictions, gambling, etc?
3. Is the car even worth fixing this much vs getting a new one?
4. How is her driving record
5. If you lend her the car, she must pay for insurance

Your daughter should be able to address her transportation needs w/o her parents doing it for her

Enabling much?

notgran Wed 20-Jul-22 17:02:19

Yes I would lend either of my kids my car, any time. Both are very responsible.

pandapatch Wed 20-Jul-22 17:02:55

I offered to lend my son my car (old Corsa) and he turned me down! {grin}

nadateturbe Wed 20-Jul-22 17:08:21

My daughter is on my insurance even though she's rarely here. It's not as expensive as you think. If my daughter needs something and I can give it I do.
When they were very young I might have thought differently.
They are all mature adults. I do everything I can for them.

MerylStreep Wed 20-Jul-22 17:08:25

We always have a spare car. OH loves cars. We have often lent to friends.
This reminds me of a time about 40 years ago when a work colleague was without a car because of money problems.
He had it for 3 months and on return he gave us 3 premium bonds. We won £1,000 on one of them.

crazyH Wed 20-Jul-22 17:08:47

That reminds me pandapatch - when I had my old faithful HondaJazz, my granddaughter used to slide down and hide in the footwell so her friends couldn’t see her. ?(When I picked her up school)

Callistemon21 Wed 20-Jul-22 17:25:06

DD willingly lends us her car when we stay with them.
It's worth a darn sight more than ours!
Although she might not lend us her new one hmm

MawtheMerrier Wed 20-Jul-22 17:26:05

Could that money to fix it go to addictions, gambling, etc?

Why on earth has that occurred to you hithere?
It’s not a connection I would make unless you know something about OP the rest of us don’t.

Bakingmad0203 Wed 20-Jul-22 17:28:01

Yes, my daughter has just taken out insurance to drive my car whilst she is staying with us for 2 weeks. Hiring a car is so expensive at the moment, and the cost of the insurance is nowhere near the cost of hiring a car, though the compulsory excess is a bit steep. She has agreed to pay for any damage and running costs. She is a confident driver, though I’m still keeping my fingers crossed !

nadateturbe Wed 20-Jul-22 17:34:04

Your daughter should be able to address her transportation needs w/o her parents doing it for her

Strange attitude. Sometimes our children just can't manage everything. It's good being able to help.

Callistemon21 Wed 20-Jul-22 17:36:54

MawtheMerrier

^Could that money to fix it go to addictions, gambling, etc?^

Why on earth has that occurred to you hithere?
It’s not a connection I would make unless you know something about OP the rest of us don’t.

Yes, very strange!

Enabling much?
Yes, I would enable my DC if they were in need.
It's called helping out - with love.

GagaJo Wed 20-Jul-22 17:48:46

Not all AC are the same.

I wouldn't lend my car to mine. I've had too much experience of my belongings being treated cavalierly, being damaged and at times, destroyed. Accidentally of course, but nevertheless...

It isn't selfish to expect that if something is loaned, that it is returned in good working order. If there is a suspicion that won't be the case, it is just common sense not to lend it.

Hithere Wed 20-Jul-22 17:50:10

Constant need of money is a trigger for addictions, I never said it was what happened in this case.

pandapatch Wed 20-Jul-22 17:52:58

Times are hard, we all need a little help from time to time, it's called being a family

LtEve Wed 20-Jul-22 17:53:00

Both myself and DH are named drivers on my daughters car and I have just put her on mine when we were away as she was looking after our dogs and my boot is bigger than hers. I've now added her permanently. She's been driving for 12 years and never had an accident.
As she doesn't drink she's very useful as the occasional taxi if we go out to dinner as a family.
I cannot imagine not trusting her, I would trust her with my life.

MawtheMerrier Wed 20-Jul-22 17:53:28

Hithere

Constant need of money is a trigger for addictions, I never said it was what happened in this case.

Are you in a parallel universe?
Poor rates of pay, rising cost of living, extortionate rent, expense of commuting - whether season ticket or fuel - energy bills, would all occur to me long before any suggestion of addictions!

Hithere Wed 20-Jul-22 18:32:28

Yes, I am in a parallel universe compared to some posters