Would you lend your car to your daughter.

greenlady102

hmmm you do seem to be giving her a lot of support....is she genuinely hard up or not good with money?

hmmm

Sometimes people go through a bad patch and need support, and if it is your child, however old they are, most parents would want to help if they can.

It doesn't stop a parent recognising that a child (or a parent, in fact) may not be good at budgeting and know when to draw the line.

Cars need maintaining , does she know this? Also a clutch can "go" at literally any time! So not her fault as such probably a really cheap old car.
Lend it to her but why not get her to stump up for her portion of xtra insurance? Help her to have a pride in the car- any car ,that it's a valuable and rare asset as many cannot afford them! Keep in co of we contact with her and trust her. Dont set her up to fail!

Also a clutch can "go" at literally any time! So not her fault as such probably a really cheap old car
I won't tell my car she's really old and cheap!

Wow. So many saying no. Glad any of you aren't my Mother.
I'm surprised this is even a question.

My daughter is on my insurance as is my son in law...they borrow it when their cars are in for MOT/service etc...thats why we have insurance!

Definitely. Our DD is on ours, at no extra cost

We've often lent our car to our eldest, it's never been a problem with our insurance company. He always checks the oil, fills it up and puts it through the car wash before he brings it back!

We have also hired a car for him when we couldn't let him have ours which worked out quite reasonable. That could be another alternative to consider until your DD gets her car fixed or replaced.

Both of my daughters are responsible drivers and are named on my insurance so yes I would.

From what you have told us it seems your daughter has neither finacial nor mechanical sense. You have helped her out with repairs and now she is asking for the loan of your car.

Either you have spoilt her rotten (oh, leave it to Mummy, dear) or else she really has got a brass nerve.

If you lend her your car, she should pay the insurance.

I would tell her to scrap that car and sell it to a junk-yard, and to use public transport or a bike until she can afford a new car, or else buy one on hire-purchase.

You may not be able to use your car yourself for a while, but that need not, if you change the insurance, preclude anyone with a valid driving licence driving you whereever you want or need to go while you are recovering from your op.

So tell her, sorry, dear, no-can-do. I need the car.

I had to pay to have a son added to car insurance. DH was on hospice and me and both sons who don't live locally were taking shifts tobe with DH day and night. I needed additional driver for when I was taking my shift and DS was going home to mine to rest. Think it cost £30.00 to have one added.

I don’t really see a problem, I use to lend my car to my son for long periods. Just added him onto my insurance and told the insurance company where is was being kept

I've lent my car to my daughter several times and also, once, to my 21 year old grandson. So long as you put them on the insurance, it's fine.

I’ve just handed over my car keys to my daughter-in-law, as her car has ended up unexpectedly needing a fairly major repair.

So, yes, obviously I would.

When my daughter passed her test, I bough a new (well, not NEW NEW !)car that she could drive and I bought it on a 'shared; basis...i e she could have it whenever ...in my case it worked fine .....at the time there was a 'stop me when you want' bus which stopped right in front of my house, which took me directly to the hospital I worked it ...........so she had the car for college which was at least two bus stops away.........the only thing she managed to do was to seemingly ALWAYS park on rusty nails ....... which cost a lot in re treads or new tyres.............my insurance, aged 17 cost me well over a £650 (way back when !)....she was always surprised when I had the garage door open when she arrived home ....she said How did you know I was coming ? not difficult ..could hear hear the music when she turned into our road !!!

Why is it so hard to find a new car? My old car packed up a while ago so I went to the local garage and bought another (used) and the whole process was done in a few days. I got it using an interest free credit card and paid it off in about a year. The car is going well three years on.

Of course I would lend my car to either of my sons (or a friend for that matter) especially if I wasn't using it for 6 weeks. Obviously, once the 6 weeks had passed I would want the car back (a couple of days a week I have to pick grandchildren up from school which is 2 miles away). I am only too happy to help my family or friends if I can, and if that means I am enabling - so what? Just wish someone had enabled me when I was young!

Absolutely I would without question. So surprised to read many of you would not help a child in need

I would happily lend it to her as long as the insurance is sorted out beforehand and she knows it is only a temporary measure.

Just make sure she knows that you will need it back as soon as you are fit to drive and stick by that so you don’t end up being the one stuck without a car!

Cost usually depends on the driver's age, sex, marital status, driving record, location of garaging, and use. I would if the child in question were responsible and not always needing to borrow this or that and needing financial help. Otherwise, no. I agree with previous poster, she should be helping you, not constantly coming to you for more "raising".

happycatholicwife1

Cost usually depends on the driver's age, sex, marital status, driving record, location of garaging, and use. I would if the child in question were responsible and not always needing to borrow this or that and needing financial help. Otherwise, no. I agree with previous poster, she should be helping you, not constantly coming to you for more "raising".

marital status
I don't think that is relevant, not in the UK, anyway.

Some people are responsible but nonetheless have had a difficult time financially in the last two or three years, losing jobs and income because of Covid.

I would loan my car to either my DS or my DD if they needed it and I’d put them on my insurance anyway at my expense .
All the people saying let your insurance company know that she will be the main driver for a few weeks and also that it will be parked on the road are bonkers . My car lives on the drive but if I went away for a few weeks and parked it on the road the insurance company wouldn’t expect me to phone them up and ask permission to do so .
Some people make things so complicated when there is no need . Bonkers .
And the ones saying you need to make sure that they will be responsible for any motoring fines while they have the vehicle, must have weird , untrustworthy families. Paying any charges would be a forgone conclusion if anyone I knew borrowed my car .

Yes I would and I did and my car carries the scars to prove it and it gives me pleasure every time I look at them. Husband thinks I am mad but I just think how lucky I am to have a healthy daughter and a couple of meaningless memorable dents.

the doctrine of uberrima fides is relevant to insurance contracts, that is they are contracts of the utmost good faith.
this means that each party is duty bound to reveal any information that could affect whether the contract is accepted, and the terms on which it is accepted.
if that information is not disclosed, eg a change in location of where the vehicle is kept overnight, then the contract may be void.
this could incur criminal liabilities as well as financial.

www.admiral.com/magazine/guides/car-insurance/what-do-i-tell-my-insurer

see section 4, under
Things You Need To Tell Your Insurer Immediately;
4. You change where your car is parked at night

My gut feeling Travelasfar is you have given/paid alot of money for what seems like a bag of nails,did she show you any receipts,
Now i apologise in advance,but is your Dd taking you for a fool? especialy knowing you wont be able to drive for a while,nahhh,something iffy i hate to say.
I hope i am wrong.