Would you lend your car to your daughter.

My mother lent me her car when I was car-less; it was the only way I could get to work.
I lent mine to my son and daughter, both named drivers, for short periods, but not so sure they would lend me theirs!

Hithere

If dd is an adult who works
1. That car is a money pit and worth investing more money on it?
2. Could that money to fix it go to addictions, gambling, etc?
3. Is the car even worth fixing this much vs getting a new one?
4. How is her driving record
5. If you lend her the car, she must pay for insurance

Your daughter should be able to address her transportation needs w/o her parents doing it for her

Enabling much?

Well, I do understand the point you make Hithere. But equally is just being practical and helpful when you don't need your car/ can't drive it for 6 weeks "enabling" or just part of human relationships being kind and helping each other out? Is it different because its a parent and child?

My daughter is on my insurance ...its great as we can share driving when out and about together!

DD should be able to get another car in a matter of a day or two.
She can hire one in the meantime.

Travelsfar just one word of caution. You have put dd on your insurance as named driver but if she were to drive the car more than you then you would not be the main driver and the insurance company could wriggle out of any claims in the event of an accident regardless of blame. Also she won’t be covered to drive to work. If you have been entirely upfront with the insurance company there should be no problem of course.

Could I also point out dd May well have been covered by her own insurance. If she was fully comprehensive then that usually permits you to drive any car in substitution thereof but only 3rd party fire and theft. Useful to know for the odd occasion anyone needs someone else to drive.

Good luck with the op. IMO you have done the right thing in letting dd have your car.

Good news DD has found another car but can't view it till end of next week

That's good, travelsafar
Would a garage accept a trade-in for her other car?
Our dealer did when the clutch went on mine but I decided that I wanted the work done and to keep it. A local garage quoted a lot less to do the work too.

My DD is currently visiting from Oz and asked to borrow my car (old banger!) for an evening out this week. She's never asked before, so I said yes - all went well and she returned it in one piece! She arranged 24 hrs of temporary insurance cover and it cost £22 (she's only 22 years old).

Yes, despite the fact that she once filled my diesel car with petrol!
I also lent my car to my son for 18 months and had to be taken to work by my husband. I now drive a petrol car, which neither of them has driven because they emigrated.

Yes, we bought a cheap run around car for our sons when they lived with us, they shared it and have kept it on as it is an old clanger and we use it for taking the dogs to the park so they don’t get our new cars hairy and muddy.

'That's a good deal Callistemon, friends of ours added their son for 48 hours and it was £80 shock.'
Just added daughter whose UK driving license had to be surrendered for her continental one ( she says 2 not allowed simultaneously)
Quickly and courteously done by a very large company. cost £15 admin for the 3 days required .....no additional charge. Have just renewed my insurance with them and this offer was effected before I decided to do so

Yes of course I would and have loaned my car to 2 of my AC at times of need, once for a couple of months when DD lost her job due to pandemic and needed a car for new job, interviews etc.
Having said that if they need money for anything it's always a loan and always pay me back. I don't finance them they have to stand on their own 2 feet.
DH has a car so mine is not essential but gives me independence.

How does she treat her own car? Is it the same way you deal with yours? I have lent my daughter my car which was a fancy posh one, and she treated it with respect.

So yes, you will be doing the right thing by lending it to her, and she will love you forever. May need to be a few conditions though, if she is a bit laissez faire with her own..

I don’t have a daughter, but I did lend my car to my son and DiL when they came over here, knowing that my DiL would be doing most of the driving. They had 2 small children at the time, and it made life a lot easier for them, so why not?

It depends on the son/daughter. I have 5 grandchildren, I would lend the car to 3 of them but not the other 2 (would never see it again)

Absolutely I would. The problem of not being able to drive could really impact her financially with work etc and mean it’s even longer before she can get back on the road. My adult sons car has recently had major problems despite being really careful (cambelt caused engine damage even though he had just had it serviced and changed - looking at legal recompense but will take months!). We were lucky enough to have by mother in laws car available after she recently passed away and immediately offered it. They also have a holiday booked for the Lake District and I have offered my car for that so they haven’t got to all cope with the little car for the week. We got him to do the insurance for the little car and I am adding him to mine for the holiday. Why wouldn’t you help when you can?

Yes, without a second thought I’d lend my car. Infact I’ve lent my car at different times to all three of my children and once my eldest son even bought me a car to thank me for helping him out previously. You don’t even need your car while your recuperating so what’s the argument not to ?‍♀️

I too leant my prized sports car to my DS at the start of lockdown and still haven’t got it back. He loves driving it and it’s enabled him get around so much easier. I even donate monthly to the cost of the insurance policy he took out. I’m delighted I am able to help him and he is very grateful to me.
Better to give with a warm hand than a cold one. Help her out.

Yes.

why doesn't she join a car share group?

Of course I would and have done several times. I’ve also loaned it to my son in law and to friends. And friends have loaned us a car in the past .

Cost of adding someone very variable. I was on my daughter's for years as it made it cheaper but now it is more expensive to add me! She had to do that this year as she broke her ankle while on holiday in Scotland and couldn't drive home so I went up on the train and drove her car home with her in plaster in the back. But when she lived in Scotland she sometimes flew home as I'm quite near Heathrow. If she needed to go somewhere by car We'd put her on the insurance and she borrowed my car, dropping me at work before taking it for the day. It works both ways. The person for whose benefit the extra insurance is needed pays the extra cost. I've enjoyed having two cars at my disposal as hers has air-conditioning - very welcome the last few days - but she's able to drive herself again now so I'm back to old faithful, my ancient diesel estate!

I did, I generally help my kids whatever, its so difficult to get yourself set up in the world these days

hmmm you do seem to be giving her a lot of support....is she genuinely hard up or not good with money?

I would and have for the odd trip. In your specific instance I’d do it for 4 weeks and see how the car hunting is going in case a degree of nonchalance has set in.

My insurance actually went down a few pounds when I added son as a named driver.

Of course you’re doing the right thing, your daughter needs your help. I’ve lent mine to my children often enough, although they’ve always driven on their own insurance as they had their own car. It was only third party mind you. I’d pay the extra insurance if I had to because it was helping them.