win
The house is colder than outside at times, so I have the heating on, but I also have a vest, fleece sweater and fleece jacket on indoors I have my padded thick jacket on outside and have bin snug but certainly not overdressed. The wind is bitterly cold, but sun is beautifully warm when it does come out. I have several illnesses and just cannot be cold, it tenses me up all over and makes the pain so much worse. I would rather go without food and everything else but heat. Our blood get thinner as we get older so we feel the cold so much more.
May I suggest some thermal long Johns and vests, they really make a difference, also arm warmers, I make mine from old socks but you can buy them. I have seen knitting patterns for them too.