I can understand why Nobody has this insecurity. When I was on my own, with a small child, after my first husband left I was desperately hard up despite working as a solicitor. All the bills for the matrimonial home fell on my shoulders as well as feeding and clothing a growing child. It was a very long time, after I had remarried, before I felt able to buy anything for myself other than essential work clothes. That sort of thing stays with you.
My own income is smaller than my husband’s as due to being contracted out I don’t have a full state pension and my personal pension provider, on whose advice I was contracted out, went bust leaving me with a much reduced pension pot and few years left to bolster it. Yes, I have variable irregular income from shares etc but I am very much reliant on our savings and I am not extravagant or self-indulgent. We have plenty in assets but I have Nobody’s anxiety, to a much lesser degree, should I lose my husband. When you have literally had to account for every pound spent it never really goes away.
I can only say, Nobody, you are well off. You have savings and additional money each month to add to them. Probably like me your extravagances are small, but try to find pleasure rather than guilt and worry in them, as I do. You will be fine.
A famous matador gored by bull!
What were your dream names for your kids when you were growing up?


