I have a silver bracelet from a famous store in New York. I’ve bought a charm most times I’ve been there, but I hardly wear it. When I looked at the prices now, it’s quite valuable, so I’ve photographed it laid out against a ruler and also on my wrist, for insurance purposes.
DD2 has two full Pandoras which are in my safe, as she doesn’t wear them.
My late friend had a massive gold one, filled to capacity, but never wore it. She wanted her DGD to have it, but her DH says she’ll only get it when he dies and not before, as he thinks she’ll just sell it.