Not all cruises are hellishly expensive. Many cruisers are, like us, people who have not spent lavishly during their working lives, never smoked, drink little, don't pay £100 a time for shoes or dresses, don't replace their kitchens more than a couple of times in 50 years, do their own DIY and so on. Clearly they aren't poor but nor are they necessarily wealthy.
As one of the lucky ones and (though we've worked very hard) I do know of pensioners almost on the breadline who've worked just as hard. A friend of mine remortgaged her home to pay for cruises and due to her extra outgoings was able to claim benefits. She used her credit card to its maximum and then downsized twice to repay them - and go on another cruise! Yes, sadly, she was divorced quite young, but only ever had a part-time clerical job (with no occupational pension cos she said she couldn't afford the contributions) and claimed benefits.
All that said, my heart goes out to those of you who are genuinely struggling to manage and I hope the government will have something up their sleeves to compensate for their loss of WFA and whatever else transpires.
But I don't think the Tories would have been averse to doing this either.
No, we didn't "need" the WFA ourselves and gave half to charity.