what I am saying too. Our lives was made quite difficult at times because a medical condition excluded us, or made it very expensive, to have insurance and a mortgage- so I would not wish this upon anyone who has no outside sign of disease- but would find themselves excluded, as high risk. It put a lot of stress on OH, who was so worried that I and the girls could be left early, and without the necessary insurance, etc. Mortgage is all paid up now, thank goodness, and he survived the day, and as, said, much better than other relatives who didn't have the same health problems- but it was very stressful at times.