It is such a minefield whitewave. I think that we can used the money a little more flexibly if they pay it into a Direct Payment account.
Jalima I don't think it is because they assume you will employ someone directly. You have the choice whether to use an agency or employ directly. It is, I think, what they pay per hour. I know our agency said they used to be on the SS preferred list but they couldn't make it work on what they paid so I think Social Care actually pay under the going amount. They know that people will make up for this if they pay directly, either by doing more themselves or by contributing to the account. For us, I think we need to look at everything and see if we can make the money mum already spends (obviously I do, in fact, but you know what I mean) by adding it to what they will contribute. It's a good time for a reassessment - I just hope it doesn't take to long.
Whitewave, you should get a careers assessment. That's if you can find the time. The trouble is we are often dealing with these things after an emergency or a change in how our loved ones are coping so are full steam ahead on their behalf. No time to fill in forms for ourselves.
The meals on wheels I was looking for are the ones delivered hot. That might mean I could transfer some of the available money to the morning and give mum a better start. Some carers will do some housework and if we could roll that into the morning call it would move some money around - not a lot but in the right direction. If they can be there she may trust them more an more to help.
I hope you understand what I mean by this but I am so glad there are others who don't find it easy - it feels a bit like madness at times.