GoldenAge
I'm not against means testing in principle but in practice it's difficult to get it right. For example, what happens to the person who just exceeds the threshold and who then finds she falls foul of the crude means testing in respect of travel passes, prescriptions, social care in the home, GP appointments etc., Certainly we know that no administrative machine capable of recognising and responding to these situations and ensuring that that person isn't worse off than someone way below the threshold, would come cheaply. I believe our NHS should be free to all British citizens but I agree that everybody should pay towards their prescribed medication and that can be done by a pre-payment certificate. There is money within the NHS that is totally gobbled up by layers of incompetent management.
I agree that someone just over the threshold will be a victim of means testing, and that this is wrong; but what about someone well over the threshold who is there because she has worked and paid into the system? Should she have to pay when someone who has not worked does not?
Similarly, even if we could institute a system that would keep someone just above a financial threshold in medication, where is the justice in doing so if it penalises those who have saved towards old age and rewards those who have not?
What about people whose partners earn enough to put the couple out of the 'free' prescription category, but earn little or nothing themselves? These will usually be women, and some will be in relationships where they have to ask for every penny. Should these women have to tell their husband about every prescription, (even if they are for personal complaints) to get the money to pay for them? Should they have to rely on their husbands to dole out money for them if they are victims of financial abuse? What if he refuses to hand it over?
As for pre-pad certificates - these are a way of saving money if there is no choice but to pay for prescriptions, but are only available to those who can afford them, and the above concern about financial abuse applies there, too, as does the point that we have already paid through decades of contributions.
Means testing is a crude measure, and whichever way it is done there will be people who lose out - taxation is much fairer (and the NHS is funded by tax anyway - nobody who pays, or has paid NI up to the age of 60 is getting it free. It's bad enough when what is at stake is a bus pass or a TV licence; but medication is vital - nobody should be in a situation where they cannot pay for life-saving medication for any reason, and none of us know the reasons why other people may be in that situation, however they may seem, on the surface, not to 'need the money'.
I am very much against means testing in principle.