Yes speak to them. I had issues with mine last year "Stay sure" when I told them I was due to have a Cardiac Ablation (to stop my intermittent AF) 6 weeks after our planned trip to Boston, it was a day case. They refused cover , then cancelled my Insurance.
I had to find another one via (BIBA who will find one for you ) luckily they found one for me, "Allclear" who did it straight away, expensive but I needed it, I added my DH to it too.
I just had my renewal in with 20% off for both my DH world wide covet over £1300...gulp!
I falsely assumed my Bank insurance cover, wouldn't cover me... Wrong.. yesterday I phoned them. We went through my Health History and they covered me with an extra payment of £135 for a year world wide cover.
It's a total mystery how they all assess cover.
So it's well worth if you have any issues, and your bank covers you, ring them. If they load you it will be considerably cheaper.
Bonnie Blue the MSM should stop all reporting.


