I have read that when someone uses savings (or sells their home at less than market value), if the Council believes this was done in order to be entitled to Council funding towards the fees they have to pay when in care then it will treat the person as still having the money (or assets) and this will obviously reduce or even cancel the Council funding.
My question here is that if someone disposes of all their capital and the authority views this as deliberate, what will 'treating the person as still having the capital' actually do or achieve in these circumstances?
For example, if a person becomes wholly incapable of looking after themself and need care (by this I mean being moved from their own home into either a residential or nursing home - I do NOT mean care in their own home), surely if the authority withholds money because it treats the person as still having all their capital (which in reality they do not as they have spent it all or given it all away) will just mean the person cannot go into care and will die rapidly at home through lack of care?
Has this rule ever been tested or challenged?
Any thoughts?
Retirement is it what you thought it would be?


will catch up with you asap.x
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