Best financial decision

I hope you win Gillybob .

At 46 I separated, was working part time at a modest hourly rate.
I immediately asked for full time hours and got them.
When the house sold I bought outright an ex council house. It seemed best to be sure of having a home for myself and my ds who had just started university, no matter what else might happen.
I was living pretty much week to week but had the security of not having to find rent/mortgage.

Ds eventually moved out and I met my now dh. After 8 years I moved in with him and rented out my home for two years. Getting fed up with tenants being late with rent and then doing a moonlight flit I decided to sell. (Dh and I were married by this time).
I'd owned the house for 12 years, it was at the peak of the house prices and I sold for 5 x times what I paid.
Best financial decision ever.

Best financial decision? Nope. Never made one of those.

My husband tried to cheer me up by telling me ‘you can’t be lucky in love AND money’. I believe him - heh heh!

I play the lottery in the hope that one day ..... in the next 10 years or so me and my DH will finally be able to get out of all the sh*t we have on a daily basis.

Many years ago we did have private pensions but sold them all, together with our house, static caravan and everything else we owned at the time to keep our small business afloat during the financial crisis and to keep our employees in jobs. For what? And why? I ask myself every day . My DH had a stroke a year ago this very week .

My best financial decision ... there never was one.

kitty it could be the same month as two separate millions are given away.

My premium is before yours charley!

Leaving work and changing career at age 50 - masses less money but happiness!

Downsizing and wiping out the mortgage was a pretty good decision too.

If you'd asked what my worst financial decision was ........not to inflation-proof my alimony payments. Still receiving sane amount .....since 2000.

Taking out a private pension along with my workplace pension, enabled me to retire earlier.

Living in London and divorced, It was a struggle to pay the mortgage etc. When I retired most of my lump sum paid off the mortgage so I had little savings but a reasonable pension.

I found 3 casual very part time jobs, two paid well because they were linked to my previous job. I worked for about 5 years until I broke my ankle but I saved the money, refurbished my house and still had savings.

Any day now a premium bond will pay out a million- it is only a matter of time!

very clever,

I did the same thing

When I was 40 I joined a big company with a good pension scheme, up to then I had no pension. It was my first 'proper' career job after a break bringing up children. As it meant a big payrise, right from the start I immediately paid most of my extra salary into AVCs (Additional Voluntary Contributions) to the pension scheme. Having never received the extra pay, I didn't miss it and I did that every time there were wage increases.

I hoped that I would be with the company until I reached retirement age, but 12 years later the company had to halve in size and the redundancy scheme was very generous, including pension uplifts for the over 50s. I could see that there was little future for me with the firm and so I left, but because I had paid maximum AVC's, for those 12 years, my occuptional pension with my state pension means that I now have a comfortable pension income.

During my first marriage my husband took care of anything financial I was very naive and just brought up our 3 children for 20 yrs in ignorance, after we divorced I determined I would learn how to manage my finances and in consequence I am now a widowed after my second very happy 25yr marriage and I’m living mortgage free with some savings and perfectly adequate income because I learnt how.