I am remembering to keep up with finances ie future finances as well as present. 10 months since moving and I do believe that the money drain has just stopped. I came to rely very heavily on m/s money and it will only work on old windows so I saved my old laptop with windows 7, disconnected from the internet. I do need the reality check from time to time, it is very grounding and I just did the transfers of bills and deposits to the end of april
I have had 4 large expenses ie window dressings, fitted wardrobes, top quality white good and the garden and patio. All for my comfort, benefit and enjoyment.
To my surprise I will be able to save from my pension, at least to the end of april, when I need to check again. I will be able to replenish my halifax savings account, which feeds my current account, which settles my cc every month. I never expected that, was a nice surprise. The only outlays are the utilities, house insurance, housekeeping and entertainment. I think I will start to withdraw some cash again, nice to keep a small stash to help my executor if needed
I was speaking to a neighbour about my steadfast car, he said that now it is 5 years old it has stopped most of its depreciation and is cheap to run. It made sense and I have decided to run it as long as I can. It is very comfy, a good reliable workhorse with a nice high seat position and only done 29k