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House and home

Help calm me, house buying and selling stress. Part 3

(997 Posts)
craftyone Mon 30-Dec-19 14:38:59

Links to the first and second threads

www.gransnet.com/forums/house_and_home/1266771-Help-calm-me-house-buying-and-selling-stress-part-2

thread number 3

craftyone Sun 26-Jan-20 12:46:11

I loved all your posts, than you for the chat, very interesting, particularly how trusts can complicate matters when solicitors are involved as trustees

I am just back from a marvellous 2 hours at clarkes village, I treated myself to several half price books and the stretching bands, all from the works. I also stocked up on birthday cards, very nice and at least a £1 cheaper than locally. I looked around tefal, barbour, sports direct and yankee candles and I wondrered around the enclosed pavillion

I don`t like the MnS outlet there, quality is not so good and they are not genuine sales items but it is ok if needing something in a hurry. I may well go to Taunton next week on the bus, need to return a top to bon marche and will look at lakeland and tk max and maybe MnS if I am killing time between buses

Marylstreep, it took me quite a while to realise that I could use electricity anytime and not just on sunny says smile. When very young with 2 small children, around 1976, there was a terrible drought and our hilltop water tank ran dry, was so hard to manage but I collected drips off the hill into a bucket. I never abuse water from the tap, its ingrained.

MerylStreep Sun 26-Jan-20 12:11:28

Craftyone
We lived off grid for 20 years ( including water).
All our power was generated by wind turbines (2) and solar panels. We had inline converter for when I used the Hoover/iron/microwave etc.
We left that life in 1998 but still live by being very aware of electricity and water usage.
Living on the east coast there were often times in the winter when we were generating so much through the wind turbines we had to 'run off' electricity to stop the batteries boiling.
In the big storm of 87 our whole village had no electricity for some time, we stood out like a lighthouse ?
When we are in Spain with the motohome we still live by solar panels alone.

Franbern Sun 26-Jan-20 11:33:28

Yes, I also have a Samsung Smart Tv. Purchased last year ready for my move to a flat, replacing a wonderful,but incredibly heavy (very unsmart) old, pre-digital Toshiba TV. This gave a wonderful picture and sound quality - and was played using my Humax as its set top box. But, it was so very heavy - came with its own stand. Felt quite tearful when it went away......
The only 'smart' bit of the new tv I use (occasionally) is the Catch-up. Always have so much recorded on my Humax - never seem to catch up - still have the whole of the last series of Poldark on there waiting for me to watch them!!!
Grammaretto - one hundred pounds a month!!!! Wow! Bet your tenants never want to leave. Surely, Council Tax must be at least (if not more than) that? And, then leccie and gas and water also - they have a real bargain. Think you need to check the costs of all of these.
Have spent much of this morning cleaning insides of my windows using my lovely Karstein window cleaner. It is annoying these days, as I have to sit down to relax after I do each window - so a job which should take me half an hour to do the whole lot is actually needing to be spread out of a few days. But, never mind - they do look lovely and gleaming as I finish each one.
Been trying to telephone both my twin daughters this morning - both land lines are engaged.....bet they are gossiping to each other.
Shandy -do think that your EA should be chasing up your purchaser for his replies re. the woodwork report you sent. Do lean on the EA to do their job more efficiently.

Ellianne Sun 26-Jan-20 11:28:47

Morning Whiff, can I ask whether the M &S at Clarkes Village is old stock or do they have current lines too?
I'm keen to check out Barbour too. How my wardrobe is changing from London workwear!
Shandy what boots do you wear for dog walking on the beach and in the mud? I can't seem to get my fat calves into normal wellies.

Grammaretto Sun 26-Jan-20 09:58:11

Franbern I'm spending far too much on utilities and phone. I must have a serious think. Thanks for your spending breakdown We are probably not charging our tenants enough either. They pay us £100 pm for gas, elec and council tax. I drew the line at free wifi and made them get their own.

We leave lights on too much but they are the very low energy type and if they stop us falling down stairs it's money well spent!

I wish you had a much more satisfactory buyer, Shandy but at least your house will sell and you can move on with your life. It's hard at first for our DC when they realise the family home is only memories but by now they are grown up and entering a new stage .

Shandy57 Sun 26-Jan-20 09:55:01

Morning Whiff we crossed posts. I do recommend always sending ebay goods by signed for - it is more expensive, but there is a new 'scam' where people pretend not have received them by normal post. They complain to ebay, and ebay refund them without investigating. I was caught once by someone saying the Portmeirion ladle I'd sent was broken - I refunded them without a photo, or asking for it back.

Shandy57 Sun 26-Jan-20 09:49:51

I empathise with you GrandmaMoira, it is a distressing experience defending your property. My sales progressor whom I have not met, really got my back up when she tried to justify my buyer's very low offer. It seems the buyer had sent her a short precis of the 17 'red traffic light' 'emergency' repairs, and I didn't like her tone when she quoted from the list - 'the beetles', 'very old boiler', finding a joiner to 'salvage the loft' etc. As I had my own survey before going on the market I was sure I did not have woodworm here, and was glad the damp/timber specialist report confirmed this. Just ugly 'negotiating' tools to chip my price down to rock bottom. I hate the whole procedure.

Mythbirtththedragon I am sorry your DP's family are going through this. I let the council know my daughter was home for six months, and got a £700 bill, payable in two chunks. They also asked me where she was going, so she's now going to be tracked.

Craftyone that is a fantastic article. I do feel guilty I leave my low energy bulb landing night on if I need the bathroom in the night, but I'm at the very end of the house, it's a long way.

I'm glad to read you had an enjoyable Saturday night, I still feel guilty leaving my dog alone so do avoid going out at night.

Whiff Sun 26-Jan-20 09:49:40

Mythbirtthedragon sorry for all your problems. So glad all the the legal things I 've dealt with 're deaths and buying and selling were relatively simple.

Glad you enjoyed the concert Craftyone. I love classical music and listen to classic fm daily. Hoping to see a concert by the Liverpool Phil in the near future.

Like you Franbern I only have the normal telly programmes. My children and spouses clubbed together 6 Christmas's ago and brought my a Samsung smart tv. I love it. I fine BBC I player and all four very good. ITV hub and five I don't bother with.

Shandy57 taken a leaf out of your book and are going try selling some clothes , old cameras and my husband's old train set on e bay. My daughter is going to do it for me when it is free listings. Only ever brought new things off ebay.

Have a good day everyone.

Franbern Sun 26-Jan-20 09:19:54

Fascinating article Craftyone -thanks for sharing.

Mythbirtthedragon Sun 26-Jan-20 09:17:42

My next rant - local authority rates.. I think I explained before that DP’s mother’s property was shared between the three siblings but was in a life trust allowing BiL to remain there. The land registry notes that the Trust set up (2 local solicitors) ‘own’ the property until the trust is dissolved. Now the local authority has advised that DP and his sister have to pay full rates as their brother did not own the property but they do (albeit they are dependent on the solicitors dissolving the Trust before it can be sold). Apparently (and I don’t know if this is down to individual LAs) if the deceased had owned it, there would have been 6 months when no rates were payable. I find this so frustrating as the place is still empty.

craftyone Sun 26-Jan-20 08:26:18

I found my going out niche at last, could not physically cope with rock band music on my ears. I went to a most beautiful concert last night, utterly gorgeous music and the lovely couple behind me last night were chatting to me, both widowed and now married to each other and they asked if I would like an ice cream. The next but one to me was a single lady and we shared the seat in between for our coats. Lovely evening in many ways. So I have decided that I like concerts and films

Its been a quiet week, cannot do anything much in the garden, still have not sorted paperwork. Will be going to clarkes village next week, need some exercise bands, strength is going, albeit slowly and I have to nip that in the bud. Shandy I will be so glad when you no longer have to use those (slippery) steps outside

Browsing RM, the very same houses are still for sale in my old village, over 2 years for some, must be overpriced as it is an attractive village

The reason for me switching stand by lights off is
www.environment.admin.cam.ac.uk/facts-figures

I will not go vegan or vetarian but I can cut my carbon emissions by switching off the stand -bys. Every little helps. So far so good, it has been easy

GrandmaMoira Sat 25-Jan-20 20:25:28

Shandy - I think your buyer is just typical of the way buying and selling works nowadays. My experience is that most buyers now just want to do anything to reduce the price. Mine did all sorts to get the price down and it was so stressful trying to prove that no, the house did not need a new boiler or a new roof. Their buyer and my vendor were also difficult.

GrandmaMoira Sat 25-Jan-20 20:23:14

Sue - I've not heard of a Vendor Advocate but my Estate Agent employed a Sales Progressor once the offer was accepted. She was very helpful constantly chasing everything and keeping the complex sale with a long chain going. This was new to me since I last moved.

Franbern Sat 25-Jan-20 19:49:53

Your printer number should be quite clearly displayed in front, occasionally somewhere at the back. Not worth risking purchasing ink unless you know exactly printer it is for.

Shandy57 Sat 25-Jan-20 17:55:19

I have visions of tripping over my hair if I don't go to the hairdresser's soon Franbern! Great recommendation, one of our local hairdressers trained at the local college and actively encouraged people to go and see her there, I went once for highlights but could have cried, it was 'cap practise' sad and it hurt a lot. I'm white now at the front, dark grey on the ends, free 'lowlights'! I must go soon and have a relaxing afternoon with a hairdresser, I'm 58 years too old for this pony tail.

I used to work with her Mum who was administrator at the college I taught at - she retired and now deep cleans her daughter's hairdressing salon. Did you know Windowlene works well on chrome!

Just coming on for a break, I thought I'd sorted my paperwork out, but it's a huge mess. I can't find all our 'neighbourhood' dispute papers when our neighbour broke out soakaway pipe and wouldn't let us investigate. Our septic tank had to be emptied about three times in eighteen months and we knew he'd had work done on his drive - when we asked to investigate he accused me of blocking the tank by putting fat down the sink! I was 45 at the time and not amused, well past the age of doing that! I was dreading asking the septic tank drainage company here late last year as I'd found the man very unpleasant - but it was a much younger man. Very sadly the owner had died following gastric band surgery, he had paid to have it done privately and his poor wife received the bill shortly after he'd passed.

Back to the paperwork. I did try and buy some ink at Argos, but none of the photos looked like my printer and I couldn't remember it's number. Why do they make so many similar versions I wonder?

Franbern Sat 25-Jan-20 17:30:10

If anyone is looking for a way to get their hair cut, washed even coloured, etc. at very little cost, I would thoroughly recommend that they look for their nearest College which runs Hair & Beauty Courses. It will take a good amount of time, allow a good 2-3 hours for wash, cut and blow dry. The students are all carefully supervised by the lecturers and there is nothing that can go wrong. I used to go to one in my London borough and they charged £6 for this, I would also give the student a further pound - so much cheaper than any salon.
I never had my hair coloured, but they did this for a lot of the people attending, and again well supervised and very cheap.
I used them for many years, and was always happy with the results - and delighted with the cost!!!

Jane10 Sat 25-Jan-20 17:17:16

It's all progress though Shandy!

Shandy57 Sat 25-Jan-20 16:49:31

Hello everyone, I hope you've had a nice Saturday.

The free chair collecting man texted whilst I was on the beach, and came earlier, which was great. He proffered a £5 and I did take it, even though I'd said have it for free, I'm learning!

Took dog out for second walk and couldn't believe it when I came back - the garage have delivered my daughter's car. As I was out he couldn't leave the keys, so I will have to do some nifty reversing until Monday when I go into see him for my MOT. Luckily it's temporarily under his insurance. As my daughter didn't have the car when she viewed the rental she didn't think about it. I'll be keeping it here for her and she'll be coming home to practise locally, she needs to perfect her parking technique. Unfortunately where she's moved to has a permit system, only 2 allowed per household! I look forward to not driving as much when I find my forever home - I have to drive my dog to his walks three times a day, it is just too dangerous to walk these dark country lanes, even in full reflective gear. So many visitors at the moment in dark colours - and they aren't walking facing the traffic.

I'd just recovered from the car arrival when my husband's friend turned up to get the clocks. One is 1830 and english, one 1875 and foreign, but he repairs and restores clocks and was delighted with the 'pendulum'. Initial disappointment the lead weights were missing from the foreign clock but I managed to find them before he left. He carried the cases down on his own, I just gave him a hand lifting them up onto the roof wrack.

House looks very odd!

Ellianne Sat 25-Jan-20 14:46:30

Interesting re your driving habits Franbern. We have a large dog and quite often take him to a beach, or a river or even the moors for a long walk. He likes variety so we travel a fair distance. In London he had to make do with the pavements most of the time!
I'm guessing there are currently lots of people in renting ready to jump when houses come onto the market, so EAs probably can't be bothered with those who haven't listed their own.

Franbern Sat 25-Jan-20 11:34:43

Elliane, it is not new. Any good EA has the sellers priorities as his/hers. My one would not even consider any offer from a would-be purchaser unless they actually had their own property (if they were selling one), actually Under Offer, most definitely not if it was yet even on the market. Obviously, if they had a would be purchaser without property for sale, (first time buyer), then they always checked out their finances and mortgage potential.
Buying at present, is much easier than selling property in England, so it does make sense.
I am the opposite to you on car usage, also. Since moving here, except for my one journey up to London after Xmas, I use my car each week to go to Sainsburys' AND there is a bus stop outside the flats that go there, so will eventually use that. I also use it once a month to go ten miles to a nearby village for Gransnet Meet-up. At present am also using it very occasionally to go to places like B&Q, The Range, Dunelms (all very close together). So my car usage is very much lower than it was when I was in London. Except for going to London, my petrol usage is so very little that it hardly counts. All the shops and the meetings I go to are very nearby and as I have problem with walking I just use my little mobility scooter.

Jane10 Sat 25-Jan-20 11:33:40

Sue- re your intermediaries. So many people crowding in to make money out of other people's house sales! Last time we bought a house there was only a matter of dealing with our solicitor. He dealt directly with the other party's solicitor and that was it. No estate agents and associated sharks involved. All very straightforward even with our 'offers over' system here in Scotland. The property was listed in the solicitors property centre, we went to view it, the owner showed it so could answer question etc. It wasn't all that long ago either.

SueH49 Sat 25-Jan-20 11:09:03

Ellianne that seems like an excuse from the EA. What if someone did not have a house to sell?

Whiff Sat 25-Jan-20 10:44:14

Ellianne I don't know about that but it's strange thing for an estate agent to do. I only viewed after I accepted an offer on my house. But that was my choice.

Ellianne Sat 25-Jan-20 10:15:54

Shandy, of course your daughter wants a buyer who will cherish the property but you almost have to ignore that comment and proceed with the sale/auction. We were looking into emigrating to Australia once when our kids were teenagers but one daughter had such a meltdown we felt we couldn't pursue it. We still regret not having gone so don't let your DD hold up your dreams and new life.
I need to take a look at our monthly bills having been in our new home for nearly 6 months now. I have been using the tumble dryer a lot as I'm always washing dog towels. Our greatest new expenditure is petrol having moved to the country from London where I had a free oyster card.
Our DS wanted to view a property this weekend but the EA refused a viewing as his own place isn't yet on the market. Is this a new thing that you have to be already selling your own?

Franbern Sat 25-Jan-20 09:31:20

Even £200 per months sounds, to me, quite a lot for utility bills. Does that also include your land phone charge and wi-fi?
I am astonished, Shandy57 that you continue to pay such a large sum for Sky. Must say that I have NEVER paid for any tv station - the extraordinary amount offered by freeview are more than enough for me. I have a quite oldish Humax PVR and record any programme I think I might wish to see, and any programme on a station with adverts, so only watch what I want to - when I want to.
So, I pay about £55 per month for gas and leccie, and just under £30 p.m for my wi-fi and landline *gives me 'free' calls on my landline 24/7 and then £7.00 pm for my mobile phone server.
Regarding the fact that there are so many 'stand-by' lights at night, not sure how much power these actually use, however I discovered on my new combi microwave an 'eco' button that switches off the clock lit-up display and I do use that at night now. Also switch off my hot drinks water heater at night - but do have to remember in the morning, to ensure that I re-set it to the right temperature for my morning mug of tea. I do unplug the tv in the spare bedroom, only putting that on when I have an overnight visitor.
Shandy - it is all very well for your daughter to want you to only sell to someone who will 'cherish' the place........she has a lot of growing up to do......Really, why on earth does it matter at all what happens to any property with new owners???? I do not understand how anyone can be concerned about that. Our lives move on - the important thing is wherever we are presently living - and ensuring that becomes our perfect home.