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Help calm me. House buying and selling stress

(998 Posts)
craftyone Tue 22-Sept-20 19:33:18

Links to the first six threads

www.gransnet.com/forums/house_and_home/1281471-Help-calm-me-House-buying-and-selling-stress-Part-6?pg=40

thread number 7

Ellianne Thu 12-Nov-20 14:10:10

Franbern, are you ok? Did you have a better night?
Sorry to hear that Luckygirl. Maybe, just maybe, there will be a new rush of buyers after this current lockdown. Finger crossed.

Luckygirl Thu 12-Nov-20 13:40:39

Indeed it was another case of "down-valuing" further down the chain - this has happened to me twice. We are now heading towards winter again when the market slows down. Let us hope that people will be wanting to buy before the stamp duty holiday peters out.

I am just in despair now - the stress of it all is dreadful, especially as I am now on my own.

Shandy57 Thu 12-Nov-20 13:20:11

Ha ha Whiff, as you rightly say I am too generous but I am putting myself first this time, as this is it. I know I must look after every penny. I always forget to look at the inbox, will write back later.

Luckygirl I am so very sorry, what a blow for you. Have you had to tell the developer or have you got a 'second' choice offer on the table? Big hugs. I am on the House Buying, Renting and Selling forum on moneysavingexpert and unfortunately it appears some sales cannot progress because some mortgage providers are down valuing. Wishing you 'the one' soon, it's so very stressful and especially stressful doing it on your own.

Whiff Thu 12-Nov-20 12:13:45

Luckygirl I am so sorry. It happened to me twice but four times that's just not fair. Did they give a reason? Is the house back on the market? Hope you get another buyer soon.

Luckygirl Thu 12-Nov-20 11:28:07

Sale has just fallen through for the fourth time.

Whiff Thu 12-Nov-20 11:02:51

Shandy I hope your son is paying to have the sofa and chair delivered and not you. As you need to keep hold of every penny you can . You will be surprised how much you will spend the first year in your new home.

I know you can be generous with your children. But be honest how much help have they given you. You need to put yourself first for once. I have told you this in a PM . Perhaps me saying it on here you will take notice. You have said time and time again about you worry about money. Time to put your sensible head on.

I think estate agents can still work in Scotland the same as they can here.

Shandy57 Thu 12-Nov-20 10:19:14

Morning all, lashing rain in the night but I've woken up to sunshine.

Whiff, I don't know if the vendor has found somewhere, but I did hear the area she is moving to in Scotland is locked down so that will probably limit her house hunting. She is moving to be near her parents, but isn't going to move in with them. I haven't heard anything from my solicitor, but he has paid my cheque in. I've let the EA know my survey didn't throw up any problems. Just a waiting game now!

I am giving my sofa and chair to my son, he has now measured his door frame and I can pass the measurements on - the removal man seemed to think it would be difficult to get in and he might have to bring it back. It's dark red leather and the 'seat' part is too shallow for me, I prefer to sit back more, I don't mind replacing it. I had to leave my marvellous huge sofa at the house, that definitely wouldn't go in! Still having trouble with pain from my 'tail' ,no swelling or anything externally, I think it could be arthritis from my psoriasis. What a bore!

Craftyone, I hope you are enjoying yourself and staying warm and well.

Enjoy your day everyone smile

midgey Wed 11-Nov-20 18:50:32

Fingers crossed!

midgey Wed 11-Nov-20 18:50:32

Fingers crossed!

Ellianne Wed 11-Nov-20 17:48:24

midgey

That’s two lots of good news......things often go in threes. Who else needs some?

Spice is nearly there too midgey.

Whiff Wed 11-Nov-20 17:35:11

Shandy brilliant news. All steam ahead. Do you know if the vendor has found a property? Soon be out of the rental.

Pittcity good news to. Now decluttering in earnest ready for your new home when you find it.

midgey Wed 11-Nov-20 17:28:04

That’s two lots of good news......things often go in threes. Who else needs some?

Niobe Wed 11-Nov-20 17:26:11

Pittcity- congratulations ! You are another step closer to your goal.
That’s a relief Shandy! One more hurdle overcome.

Ellianne Wed 11-Nov-20 17:25:58

Whoopee Shandy! Onwards and upwards. So pleased for you.

GrannySomerset Wed 11-Nov-20 17:23:21

Good news, Shandy. Onwards!

Shandy57 Wed 11-Nov-20 16:49:52

Glad you have found a reasonably priced conveyancer Pittcity, my solicitor is expensive but has been looking after my family for over twenty years now.

I've just popped in to say my surveyor has emailed this afternoon, he thinks it is a nice property and can see nothing of great concern. He'll be forwarding the report in a few days. Phew! It's a relief smile

Pittcity Wed 11-Nov-20 16:36:08

I've no problem with finding places, it's DH who is fussy.
That said I hated this place when we bought it in 2003 and it's home now, albeit too big.
I've already put out one black sack of old, broken toys for the bin man and culled a stack of old documents. I've also got a conveyancer at a reasonable fixed price.
I hope that I'll soon be able to unload stuff at a charity shop!

Shandy57 Wed 11-Nov-20 13:32:26

Fantastic Pittcity! Enjoy viewings and remember to have your list of 'must haves', along with your 'nice to haves'. In the end I couldn't live without a garden, although I tried to convince myself I could.

Just popped in to say my neighbour knocked just now - her Lenovo Ideapad, same as mine, is dead as a Dodo. She's very upset, as I was, as the only option is to send it away, the local repair shop is closed because of lockdown. I'll be printing out her label for her collection later, not sure how the company think you can do this with no connection.

Ellianne Wed 11-Nov-20 13:27:58

Great news Pittcciy. Now the fun starts!

Elusivebutterfly Wed 11-Nov-20 12:50:49

Pittcity, congratulations on finding a buyer.

Whiff Wed 11-Nov-20 12:02:03

Pittcity that's great news. Hope all goes well from now on.

Pittcity Wed 11-Nov-20 11:59:21

The good news is that the offer has been upped to the lower asking price (EA recommended x to x on listing) and we have accepted.

As for offers, we bought off plan in 1981 (never again) and paid below the asking price in 1985 and 2003. It all depends on the position of the vendor.

I volunteer in a charity shop and customers are always trying to barter. It's becoming very commonplace.

Must go and get some quotes from solicitors etc.

Whiff Wed 11-Nov-20 11:12:35

Sorry got no time for Martin Lewis. He's alright handing out advice but does he really practice what he preaches. Some people get sucked in by him and believe everything he says. I did take a look at his site seems some people can wipe their nose without asking for his advice. There is a thing called common sense seems to me a minority don't possess it. Perhaps it's me but if a thing looks to good to be true then it usually is.

By the way the there is a warrant out of your arrest for fraud from the inland revenue scam doing the rounds again.

When we brought our first home we just paid the asking price. We didn't know you could make offers . This was 1980. When we sold the first viewer offered the asking price so we took it. We made an offer on our second home . Another couple offered the asking price but the vendors didn't like them so said if we paid the asking price we could have it so we did this was 1985. I accepted £3k less than I really wanted on my house just to sell. After 2 last minute pull outs I just wanted to move. But don't regret it. I love my bungalow and won't be moving again unless I end up in a home. Which I hope I don't but who knows what the future holds.

Franbern sorry you had such an awful night. Hopefully you will have a dream free night tonight. I like to keep busy. Try and keep both mind and body active.

But find myself worrying about my son and family. Ok he doesn't want anything to do with me but just wish I knew they were all well. He drives for a living and travels round the country working long hours. I know he will take precautions. It's just the not knowing is so hard.

Pittcity hope you find somewhere you like soon.

Shandy57 Wed 11-Nov-20 10:17:12

Morning all, bit rainy today but warmer.

I can hardly believe it was only February when I was having ridiculous and stressful negotiations with my buyer. But, 33 auction viewers and such low offers during/after auction proved that it was not going to achieve anything like the price the EA had speculated. I don't think an 'ordinary' family would ever have bought it, it was always going to be a developer with lots of cash. Apparently the stone work renovation alone would be £30K plus - I don't know if my stone mason did get the job in the end. I'm so glad I settled and can move on.

Talk of offers remind me of the car boot sale I attended last year. A man was shouting 'everything a pound' and a woman in front of me picked up a set of spoons and said '30p'? Society now wants to barter for everything and anything, I dislike it. It is actively encouraged by Martin Lewis on moneysavingexpert!

I'm still waiting for my masks from 'Bags of Ethics' - the Which report said they filter 80%. Sending one of them to my best friend in her birthday parcel.

Enjoy your day everyone smile

Ellianne Wed 11-Nov-20 09:49:42

We were once quite high up in a chain and in order to stop the whole thing falling apart we had to "give" £15,000 to the people at the bottom who were about to pull out. It was important to us because it was a job move 250 miles away and the others in the chain would have let it collapse.