Shandy some sort of worries are part of the role of home ownership. On of my AC who works in Mental Health, insists that whereas too much stress is likely to be damaging to mental and physical health, a small amount occasionally can actually be good for you and keep you mentally aware.
All my children used to laugh at me when I used to say (when on my old house), that I needed to keep money aside for expensive emergencies such as maybe having to have a new roof. They now quiz me as to what sort of 'emergency' I still insist on keeping money for in the flat!!! After all, a new roof would not be my responsibility now.
But even in flats I know unexpected occurs. A daughter of one of my friends, purchased a lovely 1-bed flat close to the school in which she works a couple of years ago. Raised the mortgage with help of parents and some extra loans, was intending to pay these extras off with her top=up earnings as a A level marker. Of course, that was unavailable last year as no A level exams were held. THEN....to make matters worse she and the other flat owners all had a letter asking them for three grand. The Maintenance Company to whom they had been making payments had gone into liquidation and a new company taking over said that no necessary repairs had been carried out for several years and now needed to be done urgently - hence the £3,000!!!
So, get someone in the check your floors, and you and hopefully, you could find it is not as bad as your imagination is letting you think it is.
I have had a new carpet laid in my very large bedroom earlier this week, and in a couple of weeks that company is coming back to lay new flooring in my spare room. Same local firm that laid the beautiful Karndean floor in my Living room and hallway. Carpenter booked to change a couple of internal doors (expensive job as these all have to be fire doors). Then, I can sit back next year (or so), as nothing else requires doing. So, I will be saving up to have my kitchen completely re-done. Do wonder if this will ever actually happen, think I enjoy the planning and may baulk at actually getting it done.
I must report that I am really enjoying not having a car. No problems at present. As I am away this weekend for a few days in London and only needed a small weekly shop on Monday went to Sainsburys on bus which stops right outside the flats, taking my large shopping trolley. Very easy and relaxed. The local Community bus (dial-a-ride) is booked to take me to the station tomorrow for my train journey up to London. I noticed that petrol has risen (again) in price and just thought how glad I was that I did not have a car to put any in. I have started to tidy up my garage - need to get some shelving put in there.
Do hope all those on here still in that stage of selling/buying/moving are managing to get things done.
I think it's regional differences...


I think I'll feel the same as you and be glad to be back. It does feel such an effort with the pet care too, but I must do it. I've known both of these friends since 1973 and I do treasure them both, it's been a long five years since we last met. I am also going to see my friend's 86 year old Mum for a very short front door flower delivery too. 
