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Buying a Parkhome, urgent advice needed.

(44 Posts)
Smileless2012 Tue 17-Oct-23 15:42:44

If it's a holiday home, you need evidence of a permanent address in the form of a council tax and utility bill. Some sites are open all year round and you can stay there all year, but must also have a permanent address.

IamMaz Tue 17-Oct-23 15:32:52

Just check that it’s not classed as a holiday home because they won’t be able to register with a doctor! This happened to friends of ours.
They found out too late and had to move again - which they could ill afford.

Dee1012 Tue 17-Oct-23 11:51:43

Age UK have a fact sheet about Park Homes...worth having a look at that.

glammanana Tue 17-Oct-23 10:12:59

Howjado If your friend is having pressure from the site owner does that not convince him to slow down and see a solicitor first thing,does he not have any family to advise him or to go with him to the solicitors office and ask some very important questions.I personally would steer clear.

Germanshepherdsmum Tue 17-Oct-23 10:10:06

Any site is only as good as its owner - and if they sell who knows what the next one will be like? I would never in a million years take that chance. I remember one years ago who made life as difficult as possible for the residents in the hope that they would leave and he could sell the land to a developer. It worked.

Doodledog Tue 17-Oct-23 10:06:50

There is a difference in the amount of protection owners have on residential and holiday sites, but salespeople on holiday sites often mislead people and tell them they can live there. Legally they can't - there is no council tax payable for a start - so on those grounds alone people can be (and are) evicted. Covid flushed a lot of this out, as holiday parks were supposed to close during lockdown. When people had nowhere else to go, it became clear that people were living there illegally, and many were evicted so that the park owners were not brought under residential rules. As their homes were worthless without a site, people lost everything, often at a time of life when they couldn't hope to start again.

If you are on a holiday park there is no regulation - on residential ones there is some, but in both cases people should remember that they can change hands overnight and a whole new set of rules and charges come in, so it's really not a case of just 'doing your homework' before buying.

As I say, check out the Holiday Park Action Group to see how people have lost their life savings overnight.

henetha Tue 17-Oct-23 10:05:34

Hi NotSpagetti. It's nice to hear of others who live happily in a park home. What services have the site owner of your friend withdrawn? I'm sorry she has been made to feel less secure.
It does indeed emphasise the need to research carefully before buying. I hope it can be resolved for her.

NotSpaghetti Tue 17-Oct-23 09:58:51

henetha my friend loves her home - in every way it sounds just like yours. And very cosy too.

The only problem is the site owner who has withdrawn services etc.
However she will not be moving and undoubtedly her pressure has improved some things.

Her plot sweeps down to a canal and she has her narrow boat moored there. It is a truly lovely spot.

henetha Mon 16-Oct-23 23:31:34

Ps. The money goes to the home owner.
It's just like buying a house.

henetha Mon 16-Oct-23 23:29:02

I've lived in a park home for 14 years. It's a proper residential site owned by a large national company. They absolutely cannot evict me. Don't buy one on a holiday park, it must be a residential site for permanent living.
I pay monthly ground rent and if I sold I would have to pay ten percent to the site owner. I've no intention of selling however as it's a beautiful well kept site .I have three bedrooms, two bathrooms, etc. A separate garage and a driveway which takes three cars. I've full central heating and double glazing.
I'm entirely detached with garden all round.
There are a lot of less reputable site owners so do be careful. Look into it carefully. But over the last few years the law has been changed in favour of us residents and we are much more secure these days. At present we are lobbying parliament to get the ten percent of sales fee reduced.
A lot of people don't realise how wonderful these sites can be, if you do your research carefully and choose well. So good luck. I hope you find a site as great as this one.

Abitbarmy Mon 16-Oct-23 23:06:03

I echo what Doodledog has said exactly. My DsiL has bought one in a rush with her partner. The park folk somehow convinced her that they could live there full time and vote in elections. They can’t vote but they do get away with living there full time atm anyway. Because they aren’t be on the electoral register they have enormous difficulties with credit checks and opening accounts etc. They spend a fortune on gas canisters for the heating and all alterations have to go through the park people. She is disabled following a stroke and they’re charging £5k to fit a ramp. They are completely at the mercy of the park owners and their money is draining away. They might be ok as the holiday home they’re meant to be if money is no object but as a full time residence on a ‘holiday park’ - no way.

Doodledog Mon 16-Oct-23 22:43:20

Tell him to check out the Holiday Park Action Group. They are on Facebook and have a website.

The short answer is don't even think about it. There is very little regulation on residential sites and none at all on Holiday parks. Many holiday park salesmen will tell you that you can live on their parks, but you cannot do so legally, and they can (and do) evict you for next to nothing. Homes are expensive and lose value overnight, and you can't take them elsewhere. Rents can go up exponentially, and you probably have to sell back to the park and get any work done through them, paying them a huge commission (decking, wifi etc). You own the caravan/chalet, but the land belongs to the park owners, who can do what they like.

Seriously - don't do it, and that applies absolutely to holiday parks, too.

Floradora9 Mon 16-Oct-23 21:44:55

How much of a cut do the park owners get when the home is sold is worth bearing in mind . Will it be easy to heat in winter ? Is there local transport nearby ? Can you stay all year ?

NotSpaghetti Mon 16-Oct-23 20:59:24

I would see if there's a resident's association and speak to a few members.
My friend is on a site that is very poor. She has been very stressed with the bad management and "change of terms" etc.

She is quite feisty and has been in battle for at least 3 years now. Other (older) residents have come to rely on her regarding the site.

Just be wary.

M0nica Mon 16-Oct-23 20:37:20

Get a solicitor to check the contract and lease.

Do not even consider buying such a property if there is any objection to you using a solicitor. Using a solicitor to handle the legal side of the purchase is absolutely and deal breakingly ESSENTIAL.

Wenmore Mon 16-Oct-23 20:21:29

Few pointers -
How long is the lease (park homes are leasehold)
How much are site fees, what do they include, how much can they be increased each year
How much is insurance
Is it classed (sold as) main home or a holiday home.
The park owner probably gets 10-25% of the purchase price, rest goes to home seller - the park owner probably has the right to veto any future purchaser.
Can you arrange/do your own maintenance or is it done by the park (what do they charge)
Is there a residents committee
Get a solicitor to check the contract and lease.

Grandmadinosaur Mon 16-Oct-23 19:33:32

The main issue is to find out if it is an all year round site if that’s what he is wishing you to do. Also find out the cost of site fees and what is covered in these. We use ours for weekends and short breaks. It looks like many people on our site do live there all the time. As we can not receive any mail I often wonder how those people go on for getting any mail?
Our property was bought through an estate agent and the money went to the home owner.
For us using it as we do it’s the best thing we’ve done and wish we had done it sooner.

ixion Mon 16-Oct-23 19:24:14

Try this from last year.

www.gransnet.com/forums/house_and_home/1286597-Residental-park-homes

Howjado Mon 16-Oct-23 19:20:32

I have a friend who has an offer on his three bedroom bungalow, which is "too big for him", and is looking at buying a park home. I feel there are pros and cons to park homes he has not thought about. Can anybody tell me what questions he needs to be asking please? He will be paying cash and the site owner is pushing for a quick sale, but does the money go to the site owner or the home owner? My friend is going for a second viewing on Wednesday and I am afraid he is rushing into it.