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Legal, pensions and money

Contactless cards

(32 Posts)
Teetime Fri 25-Sept-15 09:05:34

I have only used contactless once or twice when the nice girl in Costa Coffee showed me how but I was a bit shocked the other day when the barmaid at the golf club whipped my card out of my hand and gave it back with a flourish announcing she'd 'done the contactless for me'. Just shows you don't need to be present to have your card used by someone else.

shysal Fri 25-Sept-15 08:48:50

I also use chains now (2ft), following hearing of NanKate's experience.

I find my contactless card very convenient, except that the reader in my local Co-op doesn't work with mine. If I should lose my card without being aware, a lot of £30 purchases could be made before I discovered the loss, which does worry me rather.

Anya Fri 25-Sept-15 08:32:52

It is £30 now. I love them.

I use a chain too NanKate/NinjaKate ever since a young man tried to take my purse out of the front pocket of my shopping trolley under the pretence of tying his shoe lace while I was at a checkout.

These thieves are opportunists and just want to grab and go ASAP. I doubt they'd hang around fiddling with a purse attached to a bag/trolley by a 6" chain - it would literally pull them up short grin

Leticia Fri 25-Sept-15 07:34:17

They are certainly convenient and will be here to stay, regardless of the obvious disadvantage.

NanKate Fri 25-Sept-15 06:28:10

I am the victim of a robbery earlier this year when I was bumped into in M and S Cafe and the thieves opened my bag and stole my purse which had all my credit/debit cards etc plus cash. shock

I phoned home and DH stopped all my cards within 20 minutes bless him.

However those dastardly thieves went straight to Lidl and used two cards which had the contactless facility and bought two lots of shopping just under £20 a go. As hubby had been so quick off the mark both banks paid the £20.

I can't tell you what a hoohah it was to replace everything and how upset I was as they had stolen photos of my grandchildren.

Contactless has just or will be soon increased to £30 a go.

Finally I bought from Amazon two slim chains which I attach to my purses and the attach to whichever bag I am using. I now use two purses one with cards in and one with change in so if I am robbed again (which is highly unlikely as I am like a trained ninja now grin ) they would only get half of my cash/cards,

WilmaKnickersfit Fri 25-Sept-15 01:09:51

I think the only thing you might not know is there's a low maximum limit it can be used for (£20?)

I haven't got one yet, but it seems to me that if your card is lost or stolen, it's like saying "Oh it's only £20 so that's OK if someone else uses it", as if low value theft/fraud is acceptable.

I can see how convenient it will be though.

FarNorth Fri 25-Sept-15 00:48:50

Does anyone think contactless cards are a good idea?
It seems to me that if I were to lose a contactless card then anyone who finds it would be able to make purchases, which is less likely with a card needing a PIN.
Or am I missing something?