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Legal, pensions and money

How much pension for a comfortable life?

(259 Posts)
abbey Sat 17-Sept-16 08:42:14

Well, the question is in the title .

I was just wondering how much is supposed to be enough? I dont mean a gad about life, just a quiet pleasant one.

My husband seems to think we need to have around £30K pa to retire on and is pushing me to make the "shortfall". He gets his pension + state pension already ( he is over 65) and its around £18K pa right now. I still work but its part time. When I retire I reckon I will have around £10K. He says thats not enough...... but I know he is obsessed with money because of the abject poverty he was brought up in.

So how much realistically? Two people, nice house, no mortgage, not interested in fancy holidays (even a holiday in my own case). I do like to run a car.

We do have savings - but without relying on them. All figures after tax.

friedrich1111 Thu 30-Aug-18 06:48:33

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friedrich1111 Thu 30-Aug-18 06:49:04

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hillwalker70 Thu 30-Aug-18 07:41:12

Gosh, you are really wealthy compared to a lot of us. If you live on £13.000 a year now I would have thought you will need even less when you retire without fuel for work etc. Tell your husband to stop watching the bbc news which we all know is a load of biased crap and shut the fuck up.

Blinko Thu 30-Aug-18 08:49:45

I too am mystified by the need to justify giving up work for an extra £2k when there will be £28k coming in plus substantial inheritances. Sorry, I don't see the problem.

rockgran Thu 30-Aug-18 09:14:33

Don't forget to work out what would happen to your income if (when) one of you dies.

abbey Thu 30-Aug-18 09:57:33

How come this is still going two years after I posted?

rockgran -when my husband dies I will have half his pension plus my own. If I die, he will only have his own pensions plus my money and inheritances.

Jalima1108 Thu 30-Aug-18 09:59:48

Someone seems to have picked up your thread to advertise, abbey

Bagatelle Thu 30-Aug-18 10:17:11

Advertise or scam?