Splitting up - managing on State Pension (scared)

I have been trying to think of best options. I even thought it would be good to be a mid terrace, as I'd get warmth from both sides, instead of detached!

I know someone at Citizens Advice, will ask about any possible extra benefits.

OH has not worked for over 2 years (depression). Been living off savings and my money. I just know as soon as we split, he will go and get another extremely well paid contract!!

Yes I do have a free bus pass. I have never used it yet, as we are out in the sticks.I would be able to get to my friends by bus if I moved to the market town.

I only thought of a bungalow as I have dodgy knees. I would consider a flat (poss ground floor) but really want a little private outside space, courtyard/big balcony . Thing that put me off flat was paying maintenance charges which I know could increase any time.

A car is so useful, I would miss it, but know I have no choice. I understand what you're saying about giving some to my boys. Will have to see how things work out financially.

You will get other benefits if you only have the basic state pension so you might do better to take the work pension as a lump sum. Bungalows can be comparatively expensive depending on their availability kin your area so be prepared to look at small houses or flats too. It's surprising how little you need once you stop work. Don't be scared. It's a whole new life.

Sorry seacliff I do not agree with you. I do not think that you should be giving your boys money for house deposits if you do not know how you are going to manage yourself. Some of that dosh could go towards buying a small second hand car and the obvious maintenance costs of it and the house.

I would consider renting- but if you choose carefully it need not be somebody who is living in the house 24/7. I know of the husband of somebody on GN who rents a room Monday-Thursday.

Good luck

Well you're really thinking this through very sensibly. Good idea to move to small town with easily accessible activities. Its a kind thought to offer your sons some money but should you maybe hang on to your nest egg on a just in case basis?
Getting rid of the car would be a saving. Do you have a free bus pass or can you get a rail card for longer journeys? Good luck with it all anyway. A big adventure for you in 2017.