Can I take half of his pension?

ann, there is tons of info on Ageuk and their advisers are brilliant. And, her I go again, the Alzheimer's Soc.

I Think the way it works is that you will pay for the care from any money coming in and from savings - even when mum was having a contribution from the Council, we still had her pensions. They equated to what she had to pay, but they weve not taken off her.

The figure of £10,000 before you can apply for benefits, is not exactly currently, I dont think.

If you have joint accounts its a good idea to split them but you have to justify how much goes into each.

You will be able to get your council tax reduced by 25% under the severe mental impairment rule and you should apply for attendance allowance before dh goes into permanent care. Im sure he would be entitled to the top rate which is £80 pw and it is not means tested. You keep this while you are paying privately. Please ask Ageuk to send someone round to help you apply. They know the buzz words.

How is your house held - joint tenants or tenants in common?

Do you have poas in place?

I think this is awful , OH was offered respite free , but we never got round to taking it , he had carers 4 times a day at no cost , I did pay for extra sitters when I was going to club or class . I have a smaller pension due to having being persuaded to pay less contributions when I went back to work and no one told me to pay "stamps" when I stayed at home when the children were small , luckily I have a small work pension to add to my reduced state pension , but nothing else . I can just about manage now , the family are very good to me

I don't know either annsixty and I hope that someone will be able to advise you.

This doesn't sound right at all, you must be left with sufficient for your own needs.
It's not right that, on top of all these worries about your DH, you should have this additional stress.
I hope it can be sorted out asap.

However, if you should need help in the form of benefits, either for him or you, please don't look on it as hand-outs as you are entitled to this, your DH and you having paid your tax etc all your life.
Is Attendance Allowance and Carers' Allowance still in operation? I am not up-to-date with current allowances since DM died.

ann I'm so sorry to read of this further stress and am sorry I can't give advice. My reaction is that this sounds so outrageously unfair that it can't be right!
SW fishing to see if you'll agree?
A form that hasn't been mentioned so far that could solve it?
A letter to your MP?
Legal advice?
I bet an experienced GNetter will be along soon with just the right advice.

I’m sorry I don’t know the answer ann but no, from a common sense standpoint it doesn’t sound at all reasonable.

I’m hoping someone with accurate information and informed knowledge will be along soon and I’m sure you will have thought that you can ask Age UK and/or the CAB.

Hang on in there, sending love and hoping that common sense prevails.

Have you asked social workers to complete a Checklist for Continuing NHS Care? In my experience they are reluctant to do this (lack of funding) but it means if a person fulfils criteria for NHS Care you should not have to pay.

That doesn’t sound right and it doesn’t sound fair. I’m sure others more knowledgeable will advise you Ann60

Annsixty, my husband is well informed on the subject. He’s away, I’ll put your question to him when he’s back.
The only thing I am sure of is that if your husband qualifies for ‘end of life ‘ care, the cost is met by the NHS. That was the case with mum in law whose final 12 weeks of life were in a nursing home. Also for the friend whose funeral I attended today. She was cared for at home by a group of carers and her family members.
What a worry for you, on top of the stresses involved in being a carer x