I have AA (higher rate), no carers. So the money that I receive has given me the opportunity to purchase all sorts of aids to help with my problems.
Even with an en-suite, getting to the loo in time at night can prove difficult. I now have something to help me get out of bed, and something to help me get to that loo. The AA also helps to pay for the extra washing required when even all of this is not enough. Have a trolley to help me around the flat, suitable cooking facilities, and a scooter and powerchair for when I go out.
Without AA I would be leading a miserable existence, unable to leave my flat, to go to groups and meetings and social activities, worried about 'accidents' taking place day and night with my stoma, etc. Even paying the extra to have supermarket deliveries might well be beyond my means.
Before I came to the flat, I also used this money for a gardener, but now do not need that, but do pay for a good window cleaner. At present I can still push a vacuum cleaner around, but may need to get a home cleaner in the future.
What I do NOT want is any sort of personal care.