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Best car insurance for low mileage

(28 Posts)
susytish Sat 23-Jul-22 12:47:27

We do about 4000 miles a year in our car. Is there such a thing as an insurance company that deals with folk like us who don’t drive a lot? Or Is it wishful thinking on my part?!

25Avalon Sat 23-Jul-22 12:49:17

Most insurance companies do these days. They have different yearly mileage bands which lower your insurance.

Kate1949 Sat 23-Jul-22 12:58:32

My husband has just signed up with By Miles. It's for people who don't do much mileage. They send you a gadget for your car and it measures the miles. You pay a premium, if you do less miles they refund you. It's a bona fide company underwritten by Zurich. This is NOT a recommendation as we've not been with them long but my husband researches everything and says it's a good deal.

dragonfly46 Sat 23-Jul-22 13:00:19

We got money back from Direct Line after lockdown because we had done so few miles!

karmalady Sat 23-Jul-22 14:34:57

I am now only doing between 3-4k miles a year, if that. I like saga very comprehensive cover

Katie59 Sat 23-Jul-22 15:32:47

Compare the market, or Confused.com

Aveline Sat 23-Jul-22 15:35:11

Go to a broker. They get the best deals. I don't like online comparison sites as, basically, they're just harvesting your details and you're opening yourself to a mass of spam .

SunshineSally Mon 25-Jul-22 05:02:06

Reported

Ailidh Mon 25-Jul-22 08:25:24

Kate1949
Thank you for the hint about By Miles. Sounds very good, I've set up a reminder for later in the year. ?

Oldbat1 Mon 25-Jul-22 09:08:08

I’ve just had £43 returned by Direct Line for low mileage - I had the same last year.

M0nica Mon 25-Jul-22 13:37:10

I have used comparison sites and have no problem with spam, but I do have AdBlocker installed.

Aveline Mon 25-Jul-22 17:35:59

M0nica your details will have been checked by credit companies. I'm sure that's fine but I was quite taken aback to be informed by Experian that several insurance companies had been running checks on me after I tried one of these comparison sites. It wasn't a problem but I really resented my details being shared around without my permission. These comparison sites have to make their money somewhere!
Also,the broker got me a quote that was hundreds lower than the ones on the comparison site.

M0nica Mon 25-Jul-22 21:35:19

I usually just look at the results, but do not go any further. I do not actually get my insurance through the site.

My car insurance is so low, the variation is only ever 10s of £'s, I usually go direct to SAGA or the AA

JamesHarry Sat 17-Sept-22 13:30:22

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Germanshepherdsmum Sat 17-Sept-22 13:31:48

Reported

ClaudieTrantow Wed 27-Nov-24 01:11:02

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Calendargirl Wed 27-Nov-24 06:52:54

Reported.

Charleygirl5 Wed 27-Nov-24 07:00:42

I am also with Direct Line and to date found them very fair

Aveline Wed 27-Nov-24 07:04:46

Direct Line for me too. Gave far and away the best quote last year.

shysal Wed 27-Nov-24 07:12:45

I also only do about 4000 miles a year. I have just received my renewal quote from Dial Direct, it is £70 cheaper than last year. They are efficient, but luckily I haven't had to test them with a claim. I found them on a comparison site.

petra Wed 27-Nov-24 07:18:47

shysal

I also only do about 4000 miles a year. I have just received my renewal quote from Dial Direct, it is £70 cheaper than last year. They are efficient, but luckily I haven't had to test them with a claim. I found them on a comparison site.

I hope the OP has insurance by now, THEY ASKED FOR ADVICE 2 YEARS AGO.

Brahumbug Tue 03-Dec-24 08:14:50

Still an interesting thread though, Petra! I hadn't heard of By Miles car insurance before. Off to investigate!☺️

Jaxjacky Tue 18-Mar-25 08:52:13

Reported

rowanlebtt Fri 21-Mar-25 04:24:53

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butterandjam Tue 17-Jun-25 22:54:44

susytish

We do about 4000 miles a year in our car. Is there such a thing as an insurance company that deals with folk like us who don’t drive a lot? Or Is it wishful thinking on my part?!

Yes, we have one (with LVE) . Just use Go Compare of similar site , fill in your details, you'll get many quotes, just choose the best offer.