1950s women "Fight Back Rally"

The change in pension was for women born between 1950 and 1955. Your pension was delayed by the number of years and months that you were born after March 1955 . We were given at least 7 years notice that this was happening , maybe more . I was born in May 1953 so I was expecting to retire at 63 years and 2 months and had sufficient notice that this was the case .
A few years before I retired I was informed that further changes had been implemented and I would not retire until I was 63 years and 6 months . All this information was available to me well before I retired so I don’t know why people are saying that the weren’t informed .
Though saying that , my SIL is 10 months younger than me and I had to work out for her when she would be retiring .

I feel bad enough for me. that I have to work as a careworker/Reablement Worker until I am 66 (27 months and counting) driving in the dark, coping with all sorts of emergencies.. but the ones I feel more sorry for are our Children and GC..
The proposals (taken from the GOV Pension Website..
Under the current law, the State Pension age is due to increase to 68 between 2044 and 2046.

Following a recent review, the government has announced plans to bring this timetable forward. The State Pension age would therefore increase to 68 between 2037 and 2039.

I will be there with my hubby. 💐

Add to this the fact that those WASPI women born before April 1953 both waited longer for their pension and received a lower pension, and I think it’s a disgrace.

You woz robbed twice over maddyone.

Germanshepherdsmum

We woz robbed, Calli.

We woz, Germanshepherdsmum

like the Civil Service "Marriage Gratuity", another cheat.

The new state pension is for those who retired after April 2016 and is £2k pa more.

This is correct, thank you Chardy. I was born in March 1953, but state pension age is decided by birth date, and as a result I missed out on the new state pension by three weeks. My husband is a year older than me, but as he only received his state pension when he was 65, he received the new pension. We both contracted out, and so he received received £10 a week more than I did (this purely because he is on the new pension, no other reason) and now receives £12 a week more than I do. We both receive our professional pensions too, but I fail to see how giving some pensioners more than others based on date of birth/retirement is either equitable or fair. It is not based on how long individual people worked as suggested upthread. Add to this the fact that those WASPI women born before April 1953 both waited longer for their pension and received a lower pension, and I think it’s a disgrace.

We woz robbed, Calli.

LaCrepescule

I just don’t understand this. I’m a Waspi and I knew well in advance that the pension age was being raised. What are these women after? I think it makes them look ridiculous.

Do you now what WASPI* stands for? How can you both ‘be one’ and think that ‘these women’ look ridiculous?

*Women Against State Pension Inequality

Callistemon21

A full pension at a much higher rate, I should have said, under the new scheme.

The difference is substantial to make up for the fact that the pension age is now later.

New state pension is for those who retired after April 2016, and is £2k pa more. Those born in the early 1950s had already retired by then, but had worked to 62.5 (63?) missing out on several years of state pension.
Nowhere near the misery of those born in 1953 or those having to work to 66/67, but it could gave been seamless, and wasn't.

I was informed by letter whilst I was still working that I would receive my state pension at 61 (I think it was 61) but was not informed at all that I would then not receive my state pension until I was 63. I found out by doing a search on my pension benefits. I was never at any stage told that because I contracted out that I would receive a reduced state pension. It isn’t because I worked fewer years as one poster upthread suggested, it was because I contracted out. I didn’t choose to contract out, it just happened and I didn’t know it was happening because at no was it time explained to me by anyone. I then missed out on the new, higher state pension by three weeks. Not as suggested because I worked fewer years but by virtue of my birth date.
The whole debacle has been a mess. I’m sure it could have been done more fairly, but it wasn’t and it’s left many people feeling short changed.

A full pension at a much higher rate, I should have said, under the new scheme.

The difference is substantial to make up for the fact that the pension age is now later.

Germanshepherdsmum

Sure is Calli. I’m in the same boat, over 40 years of full contributions, old pension at 60 (and I didn’t retire then).

I don't have 39 years of contributions because we were moved to the Married Woman's stamp 55 years ago, GSM, a sore point as we were missold. I paid the full stamp later but don't get the full pension.
However, I would get a full pension under the new scheme with the number of years contributions that I made.

Perhaps we should start a protest movement.

Google tells me it’s a 5.8% annual increase for deferring now. It was 10.4% pa for anyone on the old scheme.

Wasn’t there an option though under the old scheme of retiring later than 60, with over 10% added to the old pension for every extra year worked? Wouldn’t that mean that anyone of that age choosing to retire at 66 would be a lot better off than those now retiring at 66, even on the full pension that so many don’t get?

I think there’s still an option under the new scheme of deferring, though the terms are nowhere near as generous.

Sure is Calli. I’m in the same boat, over 40 years of full contributions, old pension at 60 (and I didn’t retire then).

Very wrong, and an incentive to get a cash in hand job/earner to make sure the little extra you earn in your declining years does not all end up in the grubby hands of the tax man

That's not pleasant, biglouis

The people who work at HMRC are trying to do their jobs - ok sometimes they get it wrong and one or two can be officious.

It's those who are evading tax (possibly £millions) who are the ones to criticise because they are not paying their share towards public services.

As someone on the old state pension I receive *over £45 per week less *than someone who has fewer qualifying years of contributions as me but will be on the new state pension.
I did start receiving it at 60 but how many years differential before those like me are left way behind?

It's swings and roundabouts.

Going back to the original point, a rally won't help, and it is actually quite expensive to attend for many people. I can understand the disappointment and even anger that the waspi women feel when their hopes of a state pension at 60 were dashed, but with the overall aging population, I don't see how the country's tax payers can be expected to compensate individuals for loss of an expectation due to a lack of awareness of a change in the law. My millennial children already think it probable the law may change again, and the age limit will be raised to 70 before they will get a state pension, and they they will still be renting
when they retire because they can't afford to buy a house, as their salaries are too low and taxes and house prices too high in comparison.

Message deleted by Gransnet. Here's a link to our Talk guidelines.

I know very little about the old pension as compared to the new, but one inequality is likely to come in when people have an old pension and an occupational one that takes them over the benefits threshold, so compared to someone on old pension alone may be worse off

I know a couple of people in this position and it causes very deep resentment and a feeling of wanting to get back. They were frugil and put money into a modest occupational pension (which is now taxed) and are financially worse off than people who never bothered to save a penny. When I was a young woman and you went into a profession or admin role you were advised to put money into the company pension scheme. So later you got badly ripped off rather than reaping the rewards of being thrifty.

Very wrong, and an incentive to get a cash in hand job/earner to make sure the little extra you earn in your declining years does not all end up in the grubby hands of the tax man.

I just don’t understand this. I’m a Waspi and I knew well in advance that the pension age was being raised. What are these women after? I think it makes them look ridiculous.

Rosamund1954

Yes I was told about the rise but only after it was to late to make up my contributions so consiqentley I dont get a full pension but originally after i had a pension review i was told I would be ok then just a few years later the age changed not once but three times just didnt stand a chance to make it up

Quite! In 72 when started work I also had tsb account and my dad held my bankbook and gave me 'spends' every Friday night to go dancing!! I saved regularly so when I got married in 76 I had equivalent of deposit on our flat! Young's wouldn't tolerate this now but who's daft here?!

2mason16

I asked for a Pension forecast aged 58. Informed I wouldn't get a pension until I was 62. So dealt with it. Why so many didn't know this?

Asking for a pension forecast is very sensible - however if you were missing contributions and didn’t have a good income you might not have had time to top up your contributions furthermore those of us that had paid enough by 60 but had to carry on working had to continue to pay NI contributions as well as missing out on our pensions - if you add that into equation some of us have missed out on several thousand pounds

Do you think that nobody knows things you don’t know, 2mason16? I’d be surprised if that’s any more the case than everyone knowing everything you do know. We all know different things, and yes - sometimes the things we have learned seem obvious, but the reason quizzes are popular is that what is obvious to one person has passed others by.

I asked for a Pension forecast aged 58. Informed I wouldn't get a pension until I was 62. So dealt with it. Why so many didn't know this?

Doodledog

I hope everyone who goes has a good time and that the weather holds. Solidarity, sisters!

With you 100% Doodledog !!