DaisyAnne
growstuff
I receive about £2 a week in council tax reduction in addition to housing benefit, but no Pension Credit. I have an NHS low income certificate (HC1), which means I don't pay for basic NHS dentistry and get a voucher for glasses, if I need new ones. As I'm not eligible for a "gateway benefit", I don't receive extra cost of living support.
I am one of many with a very low income, who is falling through holes in the system.
You receive no Pension Credit because you would have to be poorer to do so. I can't remember whether it was you, but we had a person who, when we discussed this before, with much the same complaints, had an income of almost twice what is eligible for a Pension Credit?
What became apparent after an 'all round the houses' trip on that one was that it wasn't the Pension Credit that was the problem; it was the percentage of income the person was paying for rent. With an income roughly twice as much as the eligible amount for PC, what they should have been complaining about were our housing problems.
Just seen this, so sorry I didn't respond earlier.
Yes, I know my income from pensions is too high for Pension Credit. One of the aims when the new state pension was introduced was to reduce the number of people eligible for PC, which tops up the income of people without savings to the maximum new pension amount.
I agree with you that housing is the problem. I had a mortgage for decades, but lost my house through no fault of my own. If I still had a house with the mortgage paid off, there wouldn't be a problem. I'd hardly be rich, but I'd manage.
BTW my income is nowhere near twice the amount to be eligible for PC, so it wasn't me.
PS. For people in the same situation, don't forget to check if you are eligible for the NHS low income scheme, which means that you get free dental care (if you can find an NHS dentist) and heavily subsidised glasses, if you need them - plus free prescriptions, if you're still under pension age.